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Imagine the possibilities in this long respected retail space home of the former ''Smith's Time Shop''. The main building boasts 3280 sf of space ready for your dream. Currently the first level is made up of retail space and displays, an office with workshop area, a meeting room and a storage room with a full bath. There is a large deck out back and two front doors. The 2nd floor offers a 2 bedroom owner quarters (or rental space) with private laundry & deck overlooking rear yard plus a wonderful 3rd level attic / studio. New heating system going in (most of the building is gas hot water heat w/central AC on 1st flr) a walkout basement under this amazing circa 1860 structure. Tucked off out back is a 2 bedroom home with very spacious living room, large eat-in-kitchen, 2 BRs, 1. 5 baths with laundry heated by electric baseboard and cooled by 3 wall AC units. A deck also leads to a detached screened gazebo and there's a wonderful shed too. Truly a rare opportunity this is mostly in GCII zoning with 2 separate living units already established.
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NMLS Mortgage Loan Originator ID 1500191
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $708,800 | $708,800 | $708,800 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.125% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.021% | 6.110% | 5.932% |
| Monthly Tax Payment | $332 | $332 | $332 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,859 | $4,250 | $5,886 |
| Total Monthly Payment | $4,283 | $4,674 | $6,310 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.