|
Welcome to Buckingham, a well-established community in Valrico with low HOA fees and NO CDD! This home has been thoughtfully updated for modern living, including a roof replaced in 2019, exterior painted in 2024, 2024 A/C, 2025 ceiling fans, 2023 stove top range, 2021 pool pump & heater, 2025 pool transformer, and a heated pool resurfaced in 2022. From the moment you arrive, mature landscaping and an inviting walkway leading to the double-door entry—with an oversized window above—set the tone for the light-filled elegance inside. Step through the front doors to soaring ceilings, neutral paint, and abundant natural light that accentuate the spaciousness throughout. The formal living room features its own sliders to the covered patio with views of the sparkling swimming pool, while the adjacent formal dining room, highlighted by a stunning picture window, is perfect for entertaining. A conveniently located half-bath completes the front of the home. The chef-inspired kitchen is the heart of the home, boasting a tray ceiling, granite countertops, breakfast bar seating, ample cabinetry, and the newer stove top range, flowing seamlessly into the dinette and family room. The family room is generous in size, featuring a wood-burning fireplace, built-in shelves, and another set of sliders with plantation shutters leading to the lanai. One of the standout features of this home is the thoughtfully designed split floor plan. The primary suite is a private retreat with high ceilings, sliders to the lanai, dual closets, and a luxurious en-suite with separate vanities, a jetted soaking tub, and a walk-in shower. On the opposite side of the home, three generously sized bedrooms share a full bathroom. Step outside to the expansive backyard with the beautiful heated pool and spa, resurfaced in 2022. The covered paved patio provides ample space for gatherings while overlooking the lush yard, complete with mature oak trees. Extended pavers offer the perfect space for an outdoor firepit, making this backyard ideal for entertaining and relaxation. This home truly has it all—style, space, and location! Don’t miss your chance to make it yours. Schedule a private tour today and get ready to move right in!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$550,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $440,000 | $440,000 | $440,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.395% | 6.533% | 5.900% |
| Monthly Tax Payment | $599 | $599 | $599 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,638 | $2,745 | $3,624 |
| Total Monthly Payment | $3,329 | $3,436 | $4,315 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.