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If you value privacy and nature, this is the home for you! Enjoy a country living feel with the convenience of being in town. This home has no neighbors to the left or rear, and even plenty of undeveloped green space across the street. It also has a screened in, under-truss lanai to sit and enjoy the sounds of nature. In addition, enjoy the freedom of no HOA! You can also feel good about the concrete block construction and no flood insurance required! Also included are hurricane shutters to keep you secure during storms. Many updates have been done for you, including the roof in 2023 and water heater in 2015. The range and refrigerator are only 3 years old, and there is a newer kitchen sink and sizeable pantry. The vanity and toilet in the secondary bathroom are also newer. The exterior was repainted in 2015, and most of the interior has been repainted as well, with the family room and kitchen done just last year. The garage door and opener were also replaced just 2 years ago. The home also boasts separate living and family rooms along with a dedicated dining room! Seller is also including a 1 year home warranty from American Home Shield for buyer's peace of mind. This is a rare find for a block construction home of this size, price, and year built(2005) in Palm Coast. Schedule your showing today! Also, make sure to view the 3D interactive tour and video walkthrough!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $207,999 | $207,999 | $207,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $142 | $142 | $142 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,149 | $1,230 | $1,658 |
| Total Monthly Payment | $1,366 | $1,447 | $1,875 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.