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Presented by
Louis Cordova |
This charming 3 bedroom Cape has had more than $100, 000 in recent improvements but still has room for you to personalize. Privately set on a cul-de-sac accessway in the coveted Branchville area this home is close to the Branchville elementary school, Metro North, Nod Hill Brewery and convenient shopping and restaurants. Just minutes from downtown Ridgefield. Enjoy the views of open space from your front door or dine al-fresco on the brick patio at the rear of the house. Convenient main level bedroom adjacent to new bath with soaking tub. Hardwood floors in most rooms. Two more bedrooms and full bath upstairs. Full basement is great for storage or possible gym. Great neighborhood for bike riding! Recent improvements include the addition of 2 dormers (2025); new roof (2025); exterior painting (2025); new main level bath (2025); tile floor kitchen and family room (2025); new garage door (2025); new exterior family room door (2025); new front door (2025). See complete list in documents.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 12.0 x 11.0 | Main |
| Bedroom 2 | Hardwood Floor | 12.0 x 19.0 | Upper |
| Dining Room | Hardwood Floor | 13.0 x 12.0 | Main |
| Family Room | Patio/Terrace,Tile Floor | 10.0 x 22.0 | Main |
| Kitchen | Tile Floor | 12.0 x 15.0 | Main |
| Living Room | Fireplace,Hardwood Floor | 13.0 x 23.0 | Main |
| Primary Bedroom | Hardwood Floor | 16.0 x 18.0 | Upper |
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$695,000
Licensed Real Estate Salesperson
William Raveis Real Estate
Phone: 917.653.1414
Louis.Cordova@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $556,000 | $556,000 | $556,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.209% | 6.292% | 5.628% |
| Monthly Tax Payment | $715 | $715 | $715 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,157 | $3,378 | $4,506 |
| Total Monthly Payment | $3,964 | $4,185 | $5,313 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.