3845 LAKE BAYSHORE DRIVE, #F103, Bradenton, FL, 34205 | $125,000

Fresh Price! Fresh Start! Welcome to Your Florida Lifestyle Condo! Looking for the perfect blend of sunshine, simplicity, and a community that knows how to enjoy life? This charming 55+ condo checks all the boxes—and then some. Just a few miles from the Gulf. This home offers easy living in a friendly, active community where “retirement” is just another word for finally having time for fun. Morning coffee on your lanai? Check. Cocktails pool side? Check! A social calendar that fills itself? Double check. This charming first-floor condo offers peaceful water views, modern updates, and absolutely no carpet—just easy-care Luxury Vinyl Plank flooring and a soft, Gulf-inspired color palette that makes every day feel like vacation. The kitchen shines with white quartz countertops and a full quartz backsplash, giving the space a clean, elegant look. Both bedrooms are comfortably sized, and the beautifully updated bathroom features a spacious no-step-in shower for ultimate ease and convenience. A rare bonus: your own full-size washer and dryer, neatly tucked into the all-weather lanai. Step outside and stroll to one of three community pools and the clubhouse—popular gathering spots where neighbors actually become friends. And when you’re ready for adventure, you’re less than 10 miles from some of Florida’s best Gulf beaches, including beautiful Anna Maria Island, plus plenty of dining and shopping close by. Whether you start the day with coffee or end it with a cocktail on your lanai, you’ll love the feeling that you’ve truly found your condo home.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 5
  • Amenities: Elevator(s), Shuffleboard Court
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Laundry Closet
  • Complex: BAYSHORE ON THE LAKE APTS SEC 3
  • Year Built: 1978
  • Approx Sq. Feet: 1,040
  • Acreage: 2.92
  • Est. Taxes: $1,069
  • Condo Fee: $600 Monthly
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: N6138113
  • Days on Market: 213 days
  • Website: https://www.raveis.com
    /prop/N6138113/3845lakebayshoredrive_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/17/2026 9:47:07 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 941-493-1000

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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3845 LAKE BAYSHORE DRIVE, #F103, Bradenton, FL, 34205

$125,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $100,000 $100,000 $100,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.156% 5.522%
Monthly Tax Payment $89 $89 $89
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $568 $599 $804
Total Monthly Payment $732 $763 $968

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.