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Tucked away in a quiet cove with stunning lake views of Stillwater Reservoir ( Stump Pond ) this charming waterfront home offers the perfect balance of privacy and beauty. Enjoy everything this lake has to offer swimming, fishing, kayaking, boating, or simply relaxing with your morning coffee as you admire the serene water views. Inside, the bright and open living area is designed to maximize the beautiful waterfront views. This 1-bedroom, 1. 5-bath home features a modern kitchen and bathrooms, giving it the feel of a year-round vacation retreat. Step out of your bedroom onto a 2nd floor deck almost directly over the water. Whether you're lounging on the deck, relaxing on the patio, or watching TV from the comfort of your couch, you'll be surrounded by expansive water views. While you'll feel tucked away in your own private retreat, you're still conveniently close to shopping, dining, and only 10 minutes from the highway. The outdoor space offers endless possibilities turn the shed into a stylish waterfront bar or he/she shed, or use the patio as a cozy firepit retreat overlooking the lake. With gas heat(2 years old) and a mini-split system, you'll enjoy comfort in every season. Don't wait properties like this are rare! Come see why this warm, inviting lakefront gem is the perfect place to relax, entertain, and make lasting memories. Investors could make this into a desirable short term rental option.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.472% | 6.304% | 5.628% |
| Monthly Tax Payment | $448 | $448 | $448 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,252 | $2,377 | $3,171 |
| Total Monthly Payment | $2,775 | $2,900 | $3,694 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.