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Seller is offering a $8000 sellers credit to fix the carport. Welcome to your own little peace of paradise. This spacious corner lot backs up to a beautiful little lake. This is one of the few three bedroom homes in Shadow Brook. This move in ready home is waiting for you to make it your own. Shadow Brook is one of the best kept secrets in Manatee county. You own the land which means NO LOT RENT. The low quarterly fee includes Water, Sewer, Cable and Internet. It is a any age pet friendly park. It features a new AC installed June of 2024. It also features A new roof installed on 10/24/2023 and has a lifetime warranty. This home has also has had the hurricane straps brought up to today standards. Over $5000 spent on it. It has passed a engineering report. It has a huge shed with tons of storage space. Shadow Brook features a beautiful heated pool and shuffle board courts. The clubhouse has a large library and a pool table. You can rent out the clubhouse for special events. Shadow Brook is located near the Sunshine Skyway Bridge and I 75. The beautiful gulf beaches of Anna Maria Island are just a short drive away. All room sizes are approximate. Please use As Is contract.
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Our Executive Mortgage Banker:
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$179,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $143,200 | $143,200 | $143,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.583% | 6.533% | 5.764% |
| Monthly Tax Payment | $92 | $92 | $92 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $847 | $893 | $1,169 |
| Total Monthly Payment | $1,014 | $1,060 | $1,336 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.