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2845 CHARITY LOOP, The Villages, FL, 32163 | $327,500
Welcome to The Village of Richmond – Topaz Model, Vinyl Sided, Furnished Patio Villa with Possible Lease Option to Buy Comfort meets elegance in this spacious two-bedroom, two-bath, 2 car garage where you will step inside & you’re greeted by a bright, open-concept retreat designed for both relaxation and entertaining. The professionally decorated interior features high-end touches and calming finishes that create a warm, inviting atmosphere. The living area flows seamlessly into the dining and kitchen spaces, allowing for easy conversation and effortless hosting. The oversized kitchen island provides generous seating and is perfect for gathering with guests. The eat-in kitchen showcases: White shaker-style cabinetry, Gas stainless steel appliances, Ample counter space, Abundant storage & modern amenities, Laundry Area. The primary suite is a true sanctuary, featuring a king-size bed and a private en-suite bath with Double sink vanity, Walk-in shower, Spacious walk-in closet. The second bedroom offers a queen-size bed, high ceilings, ceiling fan, and plenty of storage. A full hall bathroom with tub/shower combination and single sink vanity serves guests comfortably. Additional features include: Dedicated laundry area, Multiple storage closets, Sliders leading to a private patio, Nicely maintained side and backyard space, Prime Location. Conveniently located near: Brownwood Paddock Square, Lake Okahumpka Recreation Center, Richmond Pitch & Put, Pools, golf courses, recreation sports, Walking trails, shopping, restaurants, and entertainment. Just a short drive or golf cart ride to: Sawgrass Grove, Ezell Regional Recreation Center, Eastport, Middleton & Lake Sumter. POSSIBLE Lease Option to Buy – Inquire for Details FULLY FURNISHED!!
Features
- Rooms: 4
- Bedrooms: 2
- Baths: 2 full
- Laundry: Laundry Closet
- Style: Bungalow
- Year Built: 2022
- Garage: 2-car Driveway, Garage Door Opener, Ground Level, Off Street
- Heating: Natural Gas
- Cooling: Central Air
- Approx Sq. Feet: 1,206
- Acreage: 0.14
- Est. Taxes: $4,613
- Lot Desc: Level, Near Golf Course
- View: Garden
- Adult Communities: Yes
- Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- MLS#: TB8444383
- Days on Market: 115 days
- Website: https://www.raveis.com
/prop/TB8444383/2845charityloop_thevillages_fl?source=qrflyer
Listing courtesy of www.HomeZu.com Phone: 877-249-5478
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
2845 CHARITY LOOP, The Villages, FL, 32163
$327,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $262,000 | $262,000 | $262,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.132% | 5.541% |
| Monthly Tax Payment | $384 | $384 | $384 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,467 | $1,569 | $2,106 |
| Total Monthly Payment | $1,926 | $2,028 | $2,565 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388