|
Featured on the 8th Annual Beaches Tour of Homes, this modern coastal home in Neptune Beach delivers bold architecture, flexible living, and a serene outdoor space, just two blocks to the ocean and five blocks to the lively Beaches Town Center. Completed in November 2025, this new construction home exudes luxury. Sitting on a prime corner lot framed by lush landscaping, dual driveways, and a signature Canary palm. A black and brick exterior demands curb appeal while warm oak tones with wide-plank engineered hardwood floors, and a light-filled interior is your invitation to stay with a feeling of calm and connection. Two owner's suites, one on each floor, make multi-generational living effortless. The upstairs suite features a coffered ceiling with white oak tongue-and-groove and dual custom walk-in closets. A spa-like bath with a Cristallo stone double vanity, dual Brizo rainhead showers, 66'' soaking tub, 3-person infrared sauna, smart bidet toilet, and a custom white oak mirrored ghost door add privacy to your wellness retreat. The first-floor suite includes its own walk-in closet and walk-in shower for added comfort and independence. Step through a custom 8' steel smart-glass front door into a warm and modern open-concept main level with 10' ceilings, a striking staircase with architectural louvers, and a moody designer powder room. The kitchen features floor-to-ceiling flat-panel cabinetry, 42" JennAir panel-ready fridge, Hestan gas range and dishwasher, leathered Taj Mahal quartzite island, under-cabinet lighting, and a butler's pantry with drawer microwave, second laundry, and leathered granite. Upstairs offers a loft lounge with wet bar and wine fridge, plus two guest bedrooms sharing a designer bath with split wet zone. A second laundry conveniently serves the upstairs bedrooms. Outdoor living shines with 16' sliding glass doors leading to a covered lanai, summer kitchen, firepit, and a saltwater pool with color-changing lights, sun shelf, and waterfall. The artificial turf yard is fully fenced with dual gates including a 50" golf cart gate and outdoor shower. No HOA. Not in a flood zone. A showpiece of form and function, this home is part of Neptune Beach's architectural story, designed for everyday ease and steps to the sand. This home doesn't just check boxes, it offers a lifestyle you won't find twice. Schedule your private showing today.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$3,245,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $2,596,000 | $2,596,000 | $2,596,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.440% | 6.110% | 5.952% |
| Monthly Tax Payment | $1,203 | $1,203 | $1,203 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $14,944 | $15,564 | $21,557 |
| Total Monthly Payment | $16,271 | $16,891 | $22,884 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.