36 VALENCIA CIRCLE, Safety Harbor, FL, 34695 | $400,000

Great Opportunity Awaits! Welcome to this terrific block home located in one of Safety Harbor’s most sought-after neighborhoods! This 3-bedroom, 2-bath split-floor-plan home offers incredible potential and is being sold as-is, making it the perfect opportunity for buyers looking to add value through updates and personal touches. With a newer roof (2020) already in place, much of the heavy lifting has been started — now it’s your turn to transform this diamond in the rough. Inside, you'll find an open living and dining area designed for easy entertaining. The secondary wing features two well-sized bedrooms, ample closet space, and a full bathroom with tub/shower combination. The centrally located kitchen opens to a cozy family room with sliding doors leading to the backyard — ideal for indoor-outdoor living. The private primary suite includes a spacious walk-in closet and ensuite bath. The attached two-car garage offers a convenient laundry area, and the generous yard invites endless possibilities: garden, play area, patio expansion, or outdoor kitchen — bring your vision! Homes in this neighborhood, once updated, command strong market values — offering a fantastic opportunity for equity growth and long-term return. Whether you're dreaming of a stylish renovation for yourself or seeking a smart investment as a rental, this property delivers unmatched potential.
Nestled in a quiet, desirable area just minutes from charming Downtown Safety Harbor, and with convenient access to Tampa, US-19, award-winning beaches, shopping, and dining — this location can’t be beat. Don’t miss this rare chance to secure a home with excellent bones, a prime location, and significant upside. Come see the potential for yourself and imagine the possibilities!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: In Garage
  • Year Built: 1981
  • Garage: 2-car Driveway
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,572
  • Acreage: 0.18
  • Est. Taxes: $5,020
  • HOA Fee: $100 Annually
  • Elem. School: Leila G Davis Elementary-PN
  • Middle School: Safety Harbor Middle-PN
  • High School: Countryside High-PN
  • Pet Policy: Yes
  • Appliances: None
  • MLS#: TB8443550
  • Days on Market: 5 days
  • Website: https://www.raveis.com
    /prop/TB8443550/36valenciacircle_safetyharbor_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/11/2025 7:47:08 AM)

William Raveis Family of Services

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Mayra ConnollySales Associate

617.429.5327

Mayra.Connolly@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Michael CartierVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1017266

508.335.8179

Michael.Cartier@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Joel FanjoyRegional SVP Insurance Sales, William Raveis Insurance

617.320.5687

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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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36 VALENCIA CIRCLE, Safety Harbor, FL, 34695

$400,000

Mayra Connolly

Sales Associate

William Raveis Real Estate

Phone: 617.429.5327

Mayra.Connolly@raveis.com

Michael Cartier

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.335.8179

Michael.Cartier@raveis.com

NMLS Mortgage Loan Originator ID 1017266

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $320,000 $320,000 $320,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.583% 6.533% 5.764%
Monthly Tax Payment $418 $418 $418
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,893 $1,996 $2,613
Total Monthly Payment $2,386 $2,489 $3,106

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.