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One or more photo(s) has been virtually staged. DIRECT OCEAN FRONT 3/3 +bonus room HOME makes you feel like you are always on VACATION! The moment you step inside you are transported back to summer at the beach house of your childhood but with lots of recent UPDATES! It has towering vaulted ceilings with lots of glass giving spectacular views of the BEACH beyond the dunes and EXPANSIVE DECKS where you can breathe in the OCEAN air! Watch the sunrise while you sip your morning coffee on the deck. The entire exterior was FRESH PAINTED in September, with elastomeric on the stucco & Sherwin Williams on the wood, it has newer PAINT inside, BRAND NEW FENCING, recently updated kitchen with NEW CABINETS, NEW QUARTZ counter tops, Built-in GE 9800 FRIDGE, NEW DOUBLE OVEN, island hood, NEW wood look TILE throughout, Anderson windows, 2 NEW windows facing the ocean, Craftsman doors, 30 year METAL ROOF replaced in 2023, and recently rebuilt PRIVATE BEACH walk over which is an option that many comparable homes in the neighborhood could not boast. ALL 3 BATHROOMS have recently been REMODELED and UPDATED. Entire 3rd floor is dedicated to Master Suite-with glass wall for ocean views or close the curtains for privacy, plus catwalk to private 3rd floor balcony. Tongue & groove cedar that has been painted white for an open feel to the vaulted A-frame space that feels massive. There is a bonus room downstairs that would make a great office, extra living space or has room for multiple bunk beds. Door at top of stairs allows you to close off the downstairs for guests, kids, etc. . . Backyard has room for a pool & two outdoor showers. Lot base elevation is approximately 13’ and ZONE X, meaning lenders will not require flood insurance. There are multiple layers of dunes between the beach and the house, making this one of the best areas to own OCEAN FRONT property in St. Johns County! This would make a spectacular primary home, second home or a VACATION RENTAL in high demand! It’s not currently used as a vacation rental property but was a few years ago, renting for roughly $8-12k per week at the time. All measurements, dimensions and important info to be verified by buyer. This listing contains some virtually staged photos.
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$2,200,000
William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,760,000 | $1,760,000 | $1,760,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.278% | 6.133% | 6.038% |
| Monthly Tax Payment | $1,309 | $1,309 | $1,309 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $10,132 | $10,552 | $14,733 |
| Total Monthly Payment | $11,565 | $11,985 | $16,166 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.