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Discover the tranquility of small-town Florida living with this 1. 58-acre property located along South Dr in Mayo, Lafayette County. This spacious double lot (Lots 122 & 123 in Canoe Country Subdivision) offers a serene setting surrounded by nature—perfect for building your dream home, mobile home, or tiny house. The land is zoned ESA-2 (Environmentally Sensitive Area-2), allowing residential use while ensuring environmental preservation. Structures must meet elevation standards due to the property’s flood zone designation, giving you peace of mind and beautiful elevated views. You’ll enjoy easy dirt road access, electricity nearby, and the ability to install your own well and septic system—providing flexibility and independence. There’s no HOA, so you can enjoy your property without added restrictions or fees. Outdoor enthusiasts will love being just minutes from some of North Florida’s most scenic natural springs: Lafayette Blue Springs State Park (9 min), Wes Skiles Peacock Springs (17 min), and Royal Springs (29 min). The charming town of Mayo offers small-town conveniences, while Gainesville is only about 1. 5 hours away for shopping, dining, and entertainment. Whether you’re looking for a peaceful homesite, a weekend retreat, or a long-term investment, this beautiful parcel offers the best of rural Florida living at an affordable price. Cash Price: $19, 000, Owner Financing Available!($22, 500 total • $8, 000 down • 12. 95% interest • 5-year term • No banks or credit checks)
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Our Executive Mortgage Banker:
Our Insurance Division:
$19,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $15,200 | $15,200 | $15,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.144% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $85 | $91 | $122 |
| Total Monthly Payment | $160 | $166 | $197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.