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Presented by
The Jay and Carol Kelly Team |
As you drive into this sought-after neighborhood you'll appreciate the appeal right away. Very little traffic on this cozy crescent street. The classic colonial 4 bedroom, 1 1/2 bath home has charming street appeal with its bay windows and large front lawn. The deck off the back overlooks an absolutely gorgeous lot that's wooded to the rear but still provides ample open space for outside enjoyment. The eat-in kitchen has plenty of counter space, cabinetry, new appliances and room for a table and chairs. The floor plan's circular flow, spacious living and dining rooms filled with light, create perfect spaces for family gatherings and entertaining. The four bedrooms upstairs are off a central landing and include a large primary. The house is warmed by efficient natural gas heating and a gas fireplace in the living room. The walk-out basement has a finished, heated recreation room/playroom, high ceilings, a laundry area, workshop and full-sized windows. It doesn't feel like a basement at all. The roof was replaced in 2018 and there are replacement windows and an updated gas boiler. New electrical panel and recessed lighting installed in 2023. There are hardwood floors throughout, including underneath the carpeting in the living room. The entire interior has been freshly painted with designer colors. This property has been meticulously maintained and this neighborhood knows how to celebrate the holidays. Request your showing today.
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Bedroom 3 | Hardwood Floor | Upper |
| Dining Room | Bay/Bow Window,Hardwood Floor | Main |
| Kitchen | Laminate Floor | Main |
| Living Room | Bay/Bow Window,Fireplace,Wall/Wall Carpet | Main |
| Primary Bedroom | Ceiling Fan,Hardwood Floor | Upper |
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Phone: 860.625.5780
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NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $340,000 | $340,000 | $340,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $556 | $556 | $556 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,984 | $2,066 | $2,756 |
| Total Monthly Payment | $2,615 | $2,697 | $3,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.