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One or more photo(s) has been virtually staged. SELLER IS OFFERING 3 MONTHS OF HOA PMTS. TO BUYER AT TIME OF CLOSING!! ALL AGES ARE WELCOME to Madeira Cove BUILDING "C" UNIT #218—A Front-Row Seat to Waterfront Living. If the view is what you’ve been waiting for, this is the only one in Madeira Cove with direct water views from the balcony. Perfectly positioned along the tranquil Boca Ciega Intracoastal Waterway, this residence offers one of the most breathtaking and unobstructed water views in all of Madeira Cove. From the moment you step inside, your eyes are drawn across shimmering blue water stretching wide to the horizon. This two-bedroom, two-bathroom condo includes covered parking conveniently located near the secured elevators and features a spacious split floor plan with two private owner’s suites, each with its own bathroom. A versatile den/office includes a washer and dryer for added convenience. Your oversized private balcony becomes a true extension of your living space—a daily backdrop of glowing sunrises. Watch dolphins play in the channel, manatees glide peacefully below, seabirds soar overhead, and boats cruise by from morning to dusk. In the evening, enjoy the peaceful reflections of lights dancing across the water. This is waterfront living at its finest. The primary suite was designed to showcase the scenery, offering stunning panoramic water views right from your bed. Sliding glass doors open directly to the balcony with electric hurricane shutters, providing security and peace of mind without compromising the view. The AC is from 2021, and the water heater is from 2020; this will bring peace of mind to the new buyers. The chef-ready kitchen features solid wood cabinetry, generous storage, and ample counter space—perfect for entertaining guests or enjoying relaxed evenings at home. Throughout, the home blends coastal elegance with comfortable Florida living. This home perfectly blends elegance with relaxed Florida living. The solid concrete block building provides peace of mind with secure elevator access, locked stairwells, and community surveillance. Resort-style amenities include a waterfront clubhouse with a wraparound deck for sunsets and gatherings. Heated pool, fitness center, picnic areas, and gas grills Kayak launch, marina access, and storage for your kayak Oversized assigned parking, guest parking, EV charging, and a car washing station Lending Library Madeira Cove is an all-ages community that allows two small pets (up to 25 lbs). Everything you need is just minutes away, including Madeira Beach, St. Pete Beach, Treasure Island, and John’s Pass shops, dining, and water sports. Fully funded with no pending assessments, this condo complies with all state regulations. The monthly fee covers water, sewer, trash, internet, cable, and building insurance. Whether you’re seeking a year-round paradise or seasonal retreat, this home offers luxury, convenience, and a front-row seat to Florida’s stunning waterways. Don’t wait—your waterfront dream can begin right now! Call today to arrange a private viewing, so schedule your private showing today.
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NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $471,200 | $471,200 | $471,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.875% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.520% | 5.415% |
| Monthly Tax Payment | $646 | $646 | $646 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,602 | $2,787 | $3,757 |
| Total Monthly Payment | $3,340 | $3,525 | $4,495 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.