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1115 LUMSDEN TRACE CIRCLE, Valrico, FL, 33594 | $497,900
This is the 4 bedroom -3 Bath - 3 car garage-Pool home you've been looking for in the serene neighborhood of Lumsden Trace . The 3 way split offers privacy for everyone. As you enter the foyer you take in the open floor plan with a formal living room on the right and bonus room on the left and the Great room which features sliders that provide natural lighting and view of the beautiful inground pool and hot tub. Off the Great room is the kitchen with an abundant amount of cabinets and newer appliances to include refrigerator 2024. Breakfast bar joins the dinette area with windows for natural lighting. Hallway which leads to a Large bedroom/bonus room 11x23, with beautiful laminate wood floor. Full bath which serves as a pool bath off the bedroom would make a nice guest suit. The spaciouse primary bedroom has nice cherry wood flooring and sliders that lead to the pool and hot tub and plenty of room for a king size bed and dressers. Also has 2 large walk in closets and an en- suit. Double split vanities, and seperate shower. There is also an outdoor shower on the pool deck. New Pool deck coating just completed. Fenced backyard with easy maintenance vinyl fencing. Large backyard with banana trees and pineapple plants producing fresh fruit. Fresh paint on the exterior of the home. All this and more make this home move in ready. Call today to make your appointment to view this home as it will not last.
Features
- Rooms: 10
- Bedrooms: 4
- Baths: 3 full
- Lot Size: 70 x 150
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Style: Contemporary, Traditional
- Year Built: 2001
- Garage: 3-car
- Heating: Central, Electric, Solar
- Cooling: Central Air
- Approx Sq. Feet: 2,444
- Acreage: 0.24
- Lot Size: 70 x 150
- Est. Taxes: $4,067
- HOA Fee: $550 Annually
- Lot Desc: In County, Landscaped, Sidewalk
- Pool: Gunite, Heated, In Ground, Lighting, Salt Water, Screen Enclosure
- Pet Policy: Cats OK, Dogs OK
- Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- MLS#: TB8444046
- Days on Market: 120 days
- Website: https://www.raveis.com
/prop/TB8444046/1115lumsdentracecircle_valrico_fl?source=qrflyer
Listing courtesy of Century 21 Coast to Coast Phone: 727-398-3030
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1115 LUMSDEN TRACE CIRCLE, Valrico, FL, 33594
$497,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $398,320 | $398,320 | $398,320 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.307% | 6.419% | 5.668% |
| Monthly Tax Payment | $339 | $339 | $339 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,324 | $2,453 | $3,228 |
| Total Monthly Payment | $2,738 | $2,867 | $3,642 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388