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$8k in FLEX CASH towards closing costs, updates, or purchase price buydown. Located in the highly desirable Providence neighborhood of On Top of the World, this rare Quincy model offers the perfect blend of space, comfort, and privacy. Featuring 2 bedrooms, 2 bathrooms, a large 2-car garage, versatile flex room/den, and an enclosed lanai with a built-in workstation ideal for a home office or craft room, this home is designed for easy Florida living. The open-concept floor plan showcases vaulted ceilings and a radius kitchen island overlooking the great room, making entertaining effortless. The kitchen is beautifully appointed with newer stainless steel appliances (2023), pantry, and a coordinating tile backsplash. The dining area features a built-in hutch for added functionality. The generous primary suite offers a walk-in closet and an updated ensuite bathroom complete with designer dual vanity sinks, new cabinetry, and a newer subway tile shower with frameless glass enclosure. The split-bedroom layout provides privacy for guests with a generously sized second bedroom and bathroom. Luxury vinyl plank flooring runs throughout the main living areas, while the bedrooms feature low-maintenance Berber carpet. Situated on a large corner lot, this home offers exceptional outdoor space with raised landscape beds, a paver patio, and deep green space between neighbors for added privacy. Additional updates include a roof replaced in 2019, windows replaced in 2012, front doors replaced in 2022, newer water softener, and an indoor laundry room with extra storage. On Top of the World is Ocala’s premier 55+ active adult golf community, offering golf cart access to shopping, banking, restaurants, health and beauty services, along with world-class amenities, clubs, fitness centers, pools, and endless activities.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$223,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $179,120 | $179,120 | $179,120 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $268 | $268 | $268 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,103 | $1,131 | $1,487 |
| Total Monthly Payment | $1,446 | $1,474 | $1,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.