44 OCEAN OAKS LANE, Palm Coast, FL, 32137 | $1,467,000

One or more photo(s) has been virtually staged. One or more photo(s) has been virtually staged. Newly repositioned—golf & ocean views, elevator, 4-car garage, and flexible multi-generational layout in Ocean Hammock. Now offered at a compelling new price, this distinctive estate is ideally positioned along the 14th hole of Hammock Beach, capturing sweeping golf course from all floors and Atlantic Ocean views from the Belvedere terrace. Located within the gated Northshore Estates neighborhood of Ocean Hammock, the home offers a rare combination of size, views, and flexibility—now positioned as one of the more attractive opportunities within the Hammock Beach market. Just landscaped and cleared to maximize golf course views this home was designed with both scale and versatility in mind, the residence features a flexible floor plan with thoughtfully integrated handicap-accessible elements, an in-home elevator, and expansive living spaces suited for both everyday living and entertaining. Quality construction is evident throughout, including concrete block construction on both levels, impact-rated windows and doors, newer HVAC systems, and a tiled tandem four-car garage offering ample space for vehicles, storage, and golf carts. A grand entry introduces soaring ceilings, dramatic architectural detailing, and a wall of windows and French doors that frame the views and fill the home with natural light. The main living level includes a spacious great room, formal dining area, private office, and multiple gathering spaces that flow comfortably together. The kitchen is well-appointed with custom cabinetry, granite countertops, a 36-inch gas cooktop with grill, built-in wall oven, cabinet pantry, and a wet bar with under- and upper-cabinet lighting. A breakfast nook and adjoining living area provide a relaxed setting for casual dining and entertaining. The primary suite offers a private retreat with its own foyer and flexible bonus space—ideal for a dressing room, exercise area, or coffee bar—along with a spa-style bath featuring a soaking tub, oversized shower, multiple vanities, custom closet systems, and a private water closet with bidet. The lower level provides exceptional flexibility with three additional bedrooms, multiple en-suite baths, and a secondary living area with wet bar—well suited for extended family, guests, or multi-generational living. Outdoor living includes multiple covered porches, tiled terraces, a gas fireplace, and a backyard that offers space to accommodate a custom pool if desired—allowing a future owner to enhance both the outdoor living experience and overall value of the property. A unique rooftop viewing tower, accessed by a spiral staircase, offers one of the most captivating vantage points in Ocean Hammock with panoramic views of the golf course, clubhouse, and Atlantic Ocean. Buyers seeking space, views, and long-term value in Ocean Hammock will recognize the opportunity this home presents—offering a level of square footage, views, and structural features that would be difficult to replicate at this price point.

Features

  • Amenities: Gated, Security, Trail(s)
  • Rooms: 15
  • Bedrooms: 4
  • Baths: 3 full / 2 half
  • Lot Size: 115 x 130
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Upper Level, Washer Hookup
  • Style: Custom, Mediterranean
  • Year Built: 2009
  • Garage: 4-car Driveway, Garage Door Opener, Garage Faces Side, Other, Oversized, Tandem, Workshop in Garage
  • Heating: Central, Electric, Propane
  • Cooling: Central Air
  • Approx Sq. Feet: 4,305
  • Acreage: 0.34
  • Lot Size: 115 x 130
  • Est. Taxes: $17,420
  • HOA Fee: $510 Quarterly
  • Lot Desc: Conservation Area, Landscaped, Level, On Golf Course, Oversized Lot, Private
  • View: Golf Course, Water
  • Elem. School: Old Kings Elementary
  • Middle School: Indian Trails Middle-FC
  • High School: Matanzas High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Bar Fridge, Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Indoor Grill, Microwave, Range Hood, Refrigerator, Washer, Water Softener, Wine Refrigerator
  • MLS#: FC313661
  • Days on Market: 197 days
  • Website: https://www.raveis.com
    /eprop/FC313661/44oceanoakslane_palmcoast_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/24/2026 2:31:49 AM)

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NMLS Mortgage Loan Originator ID 32556

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44 OCEAN OAKS LANE, Palm Coast, FL, 32137

$1,467,000

Patrick Duff

Luxury Properties Specialist

William Raveis Real Estate

Phone: 617.901.9706

Patrick.Duff@raveis.com

Scott Petersen

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 339.224.0866

Scott.Petersen@raveis.com

NMLS Mortgage Loan Originator ID 32556

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,173,600 $1,173,600 $1,173,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.385% 6.223%
Monthly Tax Payment $1,452 $1,452 $1,452
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,036 $7,226 $9,904
Total Monthly Payment $8,613 $8,803 $11,481

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.