55 2nd ST, Bonita Springs, FL, 34134 | $589,000

GREAT INVESTOR OPPORTUNITY! Easily convert the existing floor plan to add a 3rd bedroom—making this the ideal rental with its impressive pool and outdoor living space! Charming coastal cottage with a POOL & SPA in the peaceful Bonita Shores neighborhood, only a 5-minute bike ride to the pristine sands on Bonita and Barefoot Beach. Perfectly situated in a high and dry flood zone (FLOOD ZONE X500)! This property offers incredible potential and is the perfect palette to update and customize to your own taste or transform into a lucrative investment property. This light & bright home features 2 bedrooms, 2 bathrooms, new HVAC (2023), tile flooring, hurricane impact windows, and hurricane shutters. Step outside to enjoy the spacious sunroom, perfect for shaded relaxation, or unwind by the large pool and spa featuring a new pool pump, motor, and LED spa light. The expansive fenced-in backyard provides plenty of room for pets and outdoor entertaining. The kitchen boasts white and glass-front cabinetry and a new stainless-steel dishwasher. With no rental restrictions, this coastal gem offers excellent potential rental income! Perfectly located in Collier County, in a peaceful neighborhood with a rare private community boat ramp (limited to only a small number of residents), no HOA fees & a short walk to over a dozen local restaurants! Prime location West of US-41, close to casual & fine dining & easy access to RSW Airport, the Promenade, Mercato & Waterside Shops.

Features

  • Amenities: None
  • Bedrooms: 2
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: BONITA SHORES
  • Year Built: 1979
  • Garage: 0.00
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric,Exhaust Fan
  • Approx Sq. Feet: 1,350
  • Acreage: 0.18
  • Est. Taxes: $1,417
  • Lot Desc: Regular
  • View: Landscaped Area
  • Community Type: Non-Gated
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 225077590
  • Website: https://www.raveis.com
    /prop/225077590/552ndst_bonitasprings_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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55 2nd ST, Bonita Springs, FL, 34134

$589,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $471,200 $471,200 $471,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $118 $118 $118
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,675 $2,822 $3,757
Total Monthly Payment $2,885 $3,032 $3,967

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.