|
Spacious PALM model 2 bed, 2 bath, 2 car garage home with Florida room on a corner lot is move in ready with a comfortable, warm and welcoming feel . The kitchen is light and bright with over cabinet lighting, 2 solar tubes, multiple entries and cut outs that add character and even more light. Loads of white cabinets and great counter space with breakfast bar, black appliances and hardware present a sharp and stylish look. Generously sized living room has lovely PERGO PLUS waterproof laminate flooring that flows thru much of the home. The windows in living room and bedrooms have been upgraded in 2018. You will appreciate the primary bedroom with its double closets and bath with double sinks and large walk-in shower with seat. Florida room provides an inviting second living space with LVP flooring, heat and air, and vinyl windows. ROOF 2019, HVAC 2022, WATER HEATER 2017, WATER SOFTENER, TERMITE BOND. In the fun, friendly, active, 55+, gated, golf community of SPRUCE CREEK PRESERVE. Nestled in on 3 sides to 4, 000 acres of Nature Preserve offering the community a quiet country atmosphere while being less than 5 miles from groceries, restaurants, medical facilities, shopping, banking, miles of nature trails for hiking and biking. SCP offer pool, spa, pickleball, tennis, cornhole, shuffleboard, fitness center, water aerobics, yoga, exercise classes, billiards, crafts, cards, games, bingo, bunco, potluck dinners, dances, social and travel groups. The PRESERVE GOLF COURSE is accessible by golf cart. The North Central location is ideal for day trips from the Gulf to the Atlantic and offers easy access to airports and cruising ports.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$249,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $199,200 | $199,200 | $199,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.360% | 6.304% | 5.648% |
| Monthly Tax Payment | $25 | $25 | $25 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,131 | $1,210 | $1,614 |
| Total Monthly Payment | $1,231 | $1,310 | $1,714 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.