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This Lovely South Baldwin Colonial on an Oversized Lot Welcomes You with a Recently Rebuilt Portico. The Home Was Expanded 26 Years Ago with a Two Story Extension to Make Room for Mom on the 1st Floor as Well As a New 15' x 23' King Size Primary Bedroom. At The Same Time, the Kitchen Was Remodeled Featuring Maple Cabinets with a Corian Countertop & Tiled Floor & Backsplash Accompanied Now by 3 Year Old Stainless Steel Appliances. The Main Level Bathroom Was Also Redone with an Accessible Full Stall Shower. A Washer & Dryer Hookup Was Added On the 1st Floor for Convenience. Andersen Windows & French Door in the Extension. The Layout is Versatile for Many Situations. A Warm Wood Burning Fireplace Greets You in the Formal Livingroom and the Original Dining room Could Double as another Bedroom or Office. From the Kitchen You Can Entertain Your Guests in the Adjacent Oversized Dining room or Family room. Your Choice! The 1st Floor Bedroom Features a Closet & Pocket Doors Separating it from the Existing Large Dining room Allowing the Potential for an In-Law Suite. Just Shy of 2200 Square Feet and Loaded with Possibilities to Make This Home Your Own! Large Rear Yard for Entertaining Complete with a Garage. Basement for Ample Storage. Taxes $13, 882. 72 After Basic STAR Savings. This Home Is Only a Few Blocks from the Elementary School, and Shopping Center Close by. Location is also Great for Commuters of the LIRR. Spend This Years Holidays In Your New Home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$725,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $580,000 | $580,000 | $580,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $1,273 | $1,273 | $1,273 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,385 | $3,524 | $4,701 |
| Total Monthly Payment | $4,750 | $4,889 | $6,066 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.