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Under contract-accepting backup offers. 629 Mirabay Blvd | 4 bedrooms | 4 bathrooms | plus bonus loft/4th bedroom | David Weekley “Hibiscus” floorplan
Sitting on an oversized waterfront lot with about 186 feet of water frontage, this MiraBay home gives you true direct access to Tampa Bay right from your backyard. No locks, no shared lifts — just hop on your boat and go. The private dock includes a 12, 000-lb boat lift, and sunsets over the wide canal views are simply awesome to come home to.
Inside, the main living area is wrapped in windows on two sides, filling the space with natural light. The first floor has brand-new tile floors throughout, fresh interior paint (2025), and a 2025 updated light and bright facelift to the kitchen with big island with seating, new backsplash, custom shelving in pantry closet, café dining space, and tons of cabinet and counter space. The layout includes a family room, formal dining, formal living, and a den/office — great flex space for working from home.
The primary bedroom is on the main level and has a HUGE walk-in closet. With all of the built in organization features already in place! Plus an extra storage room tucked off the closet for even more space. Two more bedrooms are on the main floor as well. Upstairs you’ll find a loft that the county counts as a 4th bedroom, complete with its own bathroom — a perfect spot for guests, media room, or teen hangout.
Recent updates and features include:
Fresh interior and exterior paint (2025)
New Tankless Water Heater (2025)
All new main-floor tile flooring (2025)
Two premium AC systems (2021) with UV lights, indoor units refreshed (2023)- with transferrable warranty
Master bath remodel (2017)
Water softener
Extended lanai with newer fan
Metal roof, brick paver driveway and walkways, cedar front porch ceiling
Freshly painted garage interior
Storm shutters for front of the house.
New Dock lift box 2025
New fans Living room and Primary bedroom 2025
Key West Style Plantation shutters installed 2024
Artificial turf backyard and professional landscape updates (2023)
You'll also love the big 3-car tandem garage for storage, golf cart parking, or hobby space.
MiraBay is a gated waterfront neighborhood offering a resort-style clubhouse, two pools, 24-hour gym, café, parks, playgrounds, pickleball, tennis, basketball, and kayaking. It’s a friendly, golf-cart kind of community where neighbors wave and the sunsets never get old.
If you’ve been waiting for a move-in-ready waterfront home with direct bay access, a big lot, a new kitchen, and tons of natural light — this one is ready for you.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,250,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,000,000 | $1,000,000 | $1,000,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.440% | 6.110% | 5.952% |
| Monthly Tax Payment | $2,133 | $2,133 | $2,133 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,757 | $5,996 | $8,304 |
| Total Monthly Payment | $8,015 | $8,254 | $10,562 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.