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In a prime location just steps to Edgerton Park and the historic Eli Whitney Museum and covered bridge this 4 BR Cape awaits. Light filled LR and DR combo spans from front to back and features a wood burning fireplace with beautiful mantle and a picture window looking out to the private backyard. Park in the attached garage or driveway and enter the kitchen, which has a very efficient layout and south and east facing windows that let in an abundance of light. A lovely built-in hutch opens to both kitchen and DR. Wider plank hardwood floors throughout and refinishing will restore them to their original beauty. With 2 bedrooms and a full bath on each floor, the space offers many options for living comfortably. A bonus family room can be used for a playroom, media room, or even an extra guest space. Note: A past roof leak caused damage to the upstairs bath, which needs repair. Updates include the new roof a few years ago to solve the leaking, Solar panels were installed recently, and a brand new efficient boiler heating system will contribute to lower utility bills. There is a new oil tank in basement. An underground storage tank was removed and soil tested. With these major things taken care of, you can come in and create the home you want for many years to come! Inspections are for informational purposes only. Don't wait--come see this gem and be in your new home by the new year!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Hardwood Floor | 14.0 x 10.0 | Main |
| Bedroom 2 | Hardwood Floor | 11.0 x 10.0 | Main |
| Bedroom 3 | Tile Floor | 14.5 x 17.0 | Upper |
| Dining Room | Built-In Hutch,Hardwood Floor | Main | |
| Full Bath | Stall Shower | 9.1 x 6.2 | Main |
| Full Bath | Tub w/Shower,Tile Floor | 7.0 x 5.0 | Upper |
| Kitchen | Built-In Hutch,Vinyl Floor | 10.0 x 13.5 | Main |
| Living Room | Book Shelves,Built-Ins,Fireplace,Hardwood Floor | 14.0 x 15.0 | Main |
| Primary Bedroom | Hardwood Floor | 14.0 x 17.0 | Upper |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $350,000 | $350,000 | $350,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.292% | 5.628% |
| Monthly Tax Payment | $987 | $987 | $987 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,043 | $2,127 | $2,837 |
| Total Monthly Payment | $3,105 | $3,189 | $3,899 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.