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Welcome to easy living in the highly desirable 55+ community of Heather Ridge, located in the heart of Dunedin. This ground-floor condo offers a bright and welcoming retreat with stylish updates all tucked within a non-flood zone (X), meaning no flood insurance is required. As you arrive, enjoy the convenience of a covered parking space just steps from your front door. Inside, an open-concept design welcomes you with ceramic wood-look tile flooring that flows throughout the space. The light and airy kitchen features granite countertops, a double stainless steel undermount sink, and stainless steel appliances replaced in 2019. Plantation shutters add a charming touch, while the pass-through window connects the kitchen seamlessly to the dining and living areas. The spacious bedroom offers two large closets and easy access to an updated bathroom with a walk-in tiled shower and granite-topped vanity. Sliding doors from the living room lead out to a screened-in patio, perfect for enjoying your morning coffee or relaxing with a good book in the evening. Heather Ridge residents enjoy a vibrant, amenity-rich lifestyle with a heated pool, outdoor kitchen, shuffleboard courts, and a covered picnic area—all just a short stroll from your unit. Monthly HOA fees include cable, water, sewer, trash, building insurance, exterior maintenance, and lawn care. Roof replacements are built into the HOA budget for added peace of mind—both the flat roof (2014) and mansard roof (2021) are under 20-year warranties. And the location? Truly unbeatable. Just minutes from historic downtown Dunedin, you'll have access to charming boutiques, nostalgic ice cream shops, award-winning breweries, local restaurants, and a year-round calendar of art festivals, concerts, and parades. Hop on the Pinellas Trail or catch sunset views at Honeymoon and Caladesi Islands. You’re also conveniently close to Clearwater Beach, shopping malls, movie theaters, and both Tampa and St. Pete–Clearwater airports. This move-in-ready condo is more than just a place to live, it’s a lifestyle filled with charm and a connection to everything that makes Dunedin one of Florida’s most treasured coastal towns
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$120,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $96,000 | $96,000 | $96,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.156% | 5.415% |
| Monthly Tax Payment | $180 | $180 | $180 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $553 | $575 | $765 |
| Total Monthly Payment | $808 | $830 | $1,020 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.