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Better-than-new and priced below replacement cost, this 3, 222 SF semi-custom Mattamy 5BR/4BA home in Wildlight offers modern upgrades and immediate move-in without the wait for new construction. Located on a premium preserve lot, the flexible layout includes a main-level guest suite with full bath and French doors ideal for an office or study. The open kitchen features quartz countertops, 42'' cabinets, stainless appliances including a Bosch dishwasher and smart range, and a large island overlooking the living and dining areas. Upgrades include luxury vinyl plank flooring, crown molding, recessed LED lighting, Ecobee thermostats, tankless water heater, and extended screened lanai. The upstairs primary suite offers dual walk-in closets and a spa-style shower. Epoxy-finished garage. Enjoy Wildlight's parks, trails, YMCA, Wildlight Elementary, and town center with convenient access to I-95, Jacksonville, and Kings Bay. Built in 2021, this semi-custom Mattamy home combines the advantages of newer construction with extensive premium upgrades already in place, all set on a private preserve homesite offering peaceful views and added outdoor privacy. The flexible floorplan includes a main-level guest suite ideal for visitors, multigenerational living, or a dedicated office. The upgraded kitchen is designed for both everyday living and entertaining, featuring soft-close cabinetry, easy-clean finishes, motion-activated farmhouse sink, Wi-Fi-enabled oven, natural gas connection with upgraded exterior venting, walk-in pantry with upgraded door, and enhanced LED lighting. Throughout the home, additional improvements include faux-wood blinds on all windows, upgraded electrical and wiring for additional ceiling fans and wall-mounted TVs, upgraded fixtures, energy-efficient systems, and abundant storage. Upstairs, secondary bedrooms offer walk-in closets, upgraded carpeting, and baths appointed with quartz or stone counters and under-mount sinks. Smart-home enhancements include a negotiable Vivint security system with cameras, door and window sensors, flood and glass-break detection, and integrated smoke and CO monitoring. Outdoor and utility upgrades include a full irrigation system with separate water meter, natural gas grill stub-out on the lanai, garage service door for convenient yard access, insulated 8' garage door with keypad entry, water-softener loop, and epoxy "shark-coated" garage floor. The spacious backyard provides ample room for future outdoor living additions or customization. Located within Wildlight's highly desirable master-planned community, residents enjoy miles of walking and biking trails, parks, playgrounds, community events, YMCA access, and convenient proximity to shopping, dining, healthcare, and major commuter routes including I-95, Jacksonville, and Kings Bay. The area continues to experience thoughtful growth, including planned retail, dining, and service expansions near the existing Publix and medical campuses. Future educational opportunities are also planned nearby, including the proposed Cornerstone Classical Academy campus within Wildlight's Garden District, further enhancing the long-term lifestyle appeal and value of this exceptional home.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $494,000 | $494,000 | $494,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.419% | 5.668% |
| Monthly Tax Payment | $129 | $129 | $129 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,922 | $3,042 | $4,004 |
| Total Monthly Payment | $3,143 | $3,263 | $4,225 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.