399 BAL HARBOR BOULEVARD, Punta Gorda, FL, 33950 | $737,000

Imagine morning coffee or evening conversation on the lanai overlooking the lagoon! Maybe you are up early headed out on your boat for a 10 min ride to the harbor for some of the worlds greatest fishing, or maybe you are headed to downtown Punta Gorda by bicycle, walk or car to visit one of three farmer/craft markets on the weekend shopping, restaurants or a concert at the event center. This 3 bedroom 2 bath 3 CAR GARAGE home has an incredible location for the Punta Gorda lifestyle with sea wall maintained by the city, dock and boat lift. The home is hurricane protected with impact windows and roll down lanai protection screen along with a 2023 Standing seam metal roof (not all metal roofs are the same). The home made it through the hurricanes with no interior damage or flooding and that is reflected in lower homeowners insurance cost! The elevation is almost a foot above base for low flood insurance cost too! The floor plan is made for entertaining…the kitchen has been beautifully redesigned including a six burner gas cooktop, solid wood soft close Kraft Maid cabinets and marvelous granite countertops that have distinctive one of a kind veining throughout- the kitchen opens to the family room all viewing the lagoon with a bank of windows for a light and bright space. The vibe continues with an expansive covered lanai overlooking looking the pool and waterway; the grill is piped into propane- no more lugging tanks!
Your spacious master bedroom suite includes a stunning black and white marble grained tile shower that is a masterpiece in design. The second bath is also thoughtfully reimagined and boasts a dramatic pop of color/grain in the tile and counter. Outside is a tropical paradise with native plants and magnificent desert roses. A 3 car garage provides ample space for cars and toys with a circular dive to provide access from both Bal Harbor and Belle. The home is hurricane protected with impact windows and roll down lanai protection screen along with a 2023 Standing seam metal roof (not all metal roofs are the same). Come visit your dream and live the life you imagined!

Features

  • Rooms: 9
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2005
  • Garage: 3-car Circular Driveway, Garage Door Opener
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,135
  • Acreage: 0.34
  • Est. Taxes: $6,508
  • Pool: Gunite, Screen Enclosure
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Washer, Water Filtration System, Water Purifier, Whole House R.O. System
  • MLS#: C7516809
  • Days on Market: 115 days
  • Website: https://www.raveis.com
    /prop/C7516809/399balharborboulevard_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/26/2026 4:47:07 PM)
Listing courtesy of RE/MAX PALM REALTY   Phone: 941-743-5525

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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399 BAL HARBOR BOULEVARD, Punta Gorda, FL, 33950

$737,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $589,600 $589,600 $589,600
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 5.990% 5.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.161% 6.132% 5.541%
Monthly Tax Payment $542 $542 $542
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,302 $3,531 $4,740
Total Monthly Payment $3,936 $4,165 $5,374

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.