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Imagine morning coffee or evening conversation on the lanai overlooking the lagoon! Maybe you are up early headed out on your boat for a 10 min ride to the harbor for some of the worlds greatest fishing, or maybe you are headed to downtown Punta Gorda by bicycle, walk or car to visit one of three farmer/craft markets on the weekend shopping, restaurants or a concert at the event center. This 3 bedroom 2 bath 3 CAR GARAGE home has an incredible location for the Punta Gorda lifestyle with sea wall maintained by the city, dock and boat lift. The home is hurricane protected with impact windows and roll down lanai protection screen along with a 2023 Standing seam metal roof (not all metal roofs are the same). The home made it through the hurricanes with no interior damage or flooding and that is reflected in lower homeowners insurance cost! The elevation is almost a foot above base for low flood insurance cost too! The floor plan is made for entertaining…the kitchen has been beautifully redesigned including a six burner gas cooktop, solid wood soft close Kraft Maid cabinets and marvelous granite countertops that have distinctive one of a kind veining throughout- the kitchen opens to the family room all viewing the lagoon with a bank of windows for a light and bright space. The vibe continues with an expansive covered lanai overlooking looking the pool and waterway; the grill is piped into propane- no more lugging tanks!
Your spacious master bedroom suite includes a stunning black and white marble grained tile shower that is a masterpiece in design. The second bath is also thoughtfully reimagined and boasts a dramatic pop of color/grain in the tile and counter. Outside is a tropical paradise with native plants and magnificent desert roses. A 3 car garage provides ample space for cars and toys with a circular dive to provide access from both Bal Harbor and Belle. The home is hurricane protected with impact windows and roll down lanai protection screen along with a 2023 Standing seam metal roof (not all metal roofs are the same). Come visit your dream and live the life you imagined!
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Our Executive Mortgage Banker:
Our Insurance Division:
$737,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $589,600 | $589,600 | $589,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.132% | 5.541% |
| Monthly Tax Payment | $542 | $542 | $542 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,302 | $3,531 | $4,740 |
| Total Monthly Payment | $3,936 | $4,165 | $5,374 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.