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Assumable Mortgage available $165k at
3 5/8% interest rate. Step Back in Time Where History Meets Lakefront Serenity. Welcome to the Old McIntosh House — a timeless historic gem believed to have been built in 1908, officially recorded in 1950. Lovingly restored and thoughtfully updated, this remarkable home perfectly blends Old Florida charm with modern comfort. Nearly 8 acres along spring-fed Lake Jeffords, one of North Central Florida's most peaceful and picturesque lakes. Built by Edgar Johnson, this one-of-a-kind residence first served as the Hawthorne town library before being carefully relocated to its tranquil lakeside setting in 1990. Today, it stands as a living piece of history - surrounded by majestic oaks, natural landscaping, and about 200 feet of private lake frontage. Inside, this home's history shines through every detail: 11-foot ceilings, original cypress wood floors, handcrafted beadboard walls and ceilings, and authentic millwork preserved with care. Two wood-burning fireplaces, one in the great room and one in the primary suite, create inviting spaces to gather and unwind. The sunroom and the bonus room offer versatility and plenty of natural light perfect for reading, hobbies, or a quiet home office. The kitchen blends character and convenience with refinished original cabinetry, a composite farm sink, dishwasher, new refrigerator, and glass-top stove. Every upgrade honors the home's heritage while ensuring long-term comfort, including a brand-new metal roof (2025) and numerous mechanical updates for worry-free ownership. A scenic driveway easement leads you to your own private, gated entrance, where the property opens up into a serene, park-like retreat. Here, manicured beauty meets natural wilderness of the property includes lush wetlands near the lake's edge, creating a rich habitat for deer, turkeys, and countless bird species that enhance the property's peaceful, natural charm. Enjoy quiet mornings on the back deck, peaceful afternoons watching wildlife, and golden sunsets reflecting on the water. Whether you're seeking a full-time residence, a winter escape, or a multi-generational family compound, this property offers privacy, space, and soul in one extraordinary package. Located just 35 minutes from the World Equestrian Center in Ocala, and minutes to Gainesville, Melrose, and Hawthorne, this lakeside retreat combines historic beauty, modern comfort, and accessibility to everything North Central Florida has to offer. With no HOA, an assumable mortgage option with a very low interest rate, this one-of-a-kind property invites you to continue its story where history, nature, and comfort meet on the peaceful shores of Lake Jeffords.
And if you're dreaming bigger the neighboring 9. 34-acre property is also for sale (MLS#2090796)!
Together, these parcels create an incredible opportunity to build a family compound, fish camp, Airbnb retreat, or even bring the farm and make your lakeside dreams a reality.
Improvements Include:
New Metal Roof - 2025, New Well & Pump (2023) - with warranty, Water Purification System (2023), Electric Car Charging Station (2024), Septic Tank Pumped (2023), New HVAC (2023) with 10-year warranty, Refrigerator (2025), dishwasher (2024), Farm sink (2022), Glass-top stove (2021).
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$379,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $303,920 | $303,920 | $303,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.178% | 5.541% |
| Monthly Tax Payment | $154 | $154 | $154 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,678 | $1,822 | $2,443 |
| Total Monthly Payment | $1,907 | $2,051 | $2,672 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.