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Do you want to feel like you won the house buying lottery? Here is THIS house in THIS neighborhood that you don't have to die for, and instead buy it and enjoy it. Possibly even for the rest of your life! Here is why: to begin with, this is a one of the MOST AFFORDABLE HOMES in this neighborhood and in this category in this area. Especially with what it has to offer. Scenic sunrises and sunsets are incredibly relaxing and peaceful over here! You can enjoy them from your porch, your relaxing walks or joggings in this quiet neighborhood anytime you want, just like many neighbors do. This neighborhood has nice social events during the year if you want to join them. Or stay home and enjoy THIS HOUSE with a large yard, (HALF AN ACRE LOT!), that is a blank canvas for your lifestyle desires! You can put a swimming pool, vegetable or a butterfly garden, put more trees or keep it open and play soccer here with your kids. Actually, there is enough room for all of it. Take your time to dream, plan and just do it! The way you wanted. And now you can as soon as you buy THIS HOUSE. You know why? Because you will have time to enjoy it. It is only ONE YEAR OLD home. Almost a new construction home, but better because you will know how everything around is and you don't have to deal with the mess and noise of a building happening around you. Low maintenance house with saving from the energy-efficient windows and GE profile appliances--including a dual-fuel gas range, plantation shutters, tankless water heater, sprinkler system and more. This house even comes with a transferable builder warranty, I'll share details with you later! Single level home, no stairs to clean. Low HOA fee of $475 per year (about $38 per month) that covers common areas maintenance. Although this house can be called low maintenance, the NATURE here around it and in this neighborhood is almost luxury nowadays! Rare combination of newer homes and mature trees around you! Many neighbors here are enjoying gardening, campfire times with family or friends, being outside but having privacy at the same time the way they want to create it. Many enjoy yoga, woodworking hobbies and other fun things to do. It is an incredible divorce community of all ages, interests and types of life. And by the way, Target, Costco, Publix, Ingles, Starbucks, Walmart and so much more are nearby! High-rated schools, Colleges, University, Hospitals, libraries, parks and even waterfalls! I'll stop for now, but there is more! Call your agent or call me to see and GET THIS HOUSE. Because you worked hard and now you finally can start enjoying your life here. Just the way you dreamed of and even more.
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Our Executive Mortgage Banker:
$380,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $304,000 | $304,000 | $304,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.112% | 6.156% | 5.522% |
| Monthly Tax Payment | $214 | $214 | $214 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,679 | $1,821 | $2,444 |
| Total Monthly Payment | $1,968 | $2,110 | $2,733 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.