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In the heart of Old Village, where time slows and Charleston's coastal charm lingers beneath centuries-old oaks, this single-story home offers a rare opportunity to live in Mount Pleasant's most sought-after neighborhood. Here, the essence of Lowcountry living unfolds--historic character, walkable streets, a true sense of community, and an unhurried connection to the water. Inside, this light-filled, airy home features an open floor plan designed for effortless entertaining and everyday comfort. The vaulted ceiling draws the eye upward in the living room, where a fireplace adds warmth and character. French doors open to a generous deck overlooking a fenced backyard with lemon, olive, and Asian pear trees -a peaceful setting for morning coffee or evening gatherings. (cont'd)Wainscoting lends charm to the dining area, while the eat-in kitchen offers granite countertops, stainless appliances, and a gas range. Hardwood floors flow throughout, adding cohesion and warmth. The split-bedroom layout ensures privacy for the owner's suite, complete with a tray ceiling, walk-in closet, and en suite bath featuring dual vanities, soaking tub, and separate shower. Recent improvements include a new HVAC system with ductwork and a professionally encapsulated, dehumidified crawlspace, providing lasting comfort and peace of mind. Beyond the walls, the setting defines the home. The Old Village - a National Historic District since 1973 - is celebrated for its historic architecture, oak-lined streets, and walkable coastal lifestyle. Neighbors gather at local cafés and boutiques, and sunsets are best enjoyed from the Pitt Street Bridge or along Shem Creek's waterfront. Top-rated Mt. Pleasant Academy is just blocks away, with Downtown Charleston and Sullivan's Island beaches only minutes from your doorstep. Schedule your private showing to experience the unmatched blend of history, character, and coastal charm that defines life in the Old Village.
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Our Executive Mortgage Banker:
$1,400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,120,000 | $1,120,000 | $1,120,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.349% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,715 | $6,896 | $9,451 |
| Total Monthly Payment | $6,840 | $7,021 | $9,576 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.