10617 31ST AVENUE E, Palmetto, FL, 34221 | $625,000

Under contract-accepting backup offers. Rare find! Have you been craving an escape from the hustle and bustle of city life and desire to live in the country, but the commute seems a bit too far? Then you just found your dream home, free from HOA living, tucked away in a quiet neighborhood nestled on 1. 27 acres of sprawling green lawn in a serene setting overlooking a beautiful pond. Imagine bike rides in the country, while still being 5 min from grocery stores, shopping, restaurants, and I-75 for easy commute. This one story home offers 4 bedrooms, 2 baths, a 2 car garage, plus outside storage shed, and a small bonus room off the garage that could serve as your perfect private office, hobby room, or just extra storage! In the evenings watch as the sky fills with purple, orange, and pink hues on your oversized, screened lanai while taking a dip in your heated pool or spa or throw a football in your fenced in field. Updates include new roof (2022), new septic tank (2023), well pump and well head (2024), wood look tile throughout, epoxy coated garage floor, new bathroom vanity in guest bath, and freshly painted pool deck. Bring your boats, trailers, and pets because there is no HOA and a large fence with wide opening for trailer access. Perfect place for your own garden. Get your slice of paradise while you have the chance. Short drive to both Anna Maria Island or St. Pete beaches. Schedule your showing today!

Features

  • Rooms: 11
  • Bedrooms: 4
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1984
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,016
  • Acreage: 1.27
  • Est. Taxes: $3,470
  • Pool: Gunite, Heated, In Ground, Screen Enclosure
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Washer
  • MLS#: A4668319
  • Days on Market: 75 days
  • Website: https://www.raveis.com
    /prop/A4668319/1061731stavenuee_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 2/2/2026 7:17:08 PM)
Listing courtesy of KELLER WILLIAMS ON THE WATER   Phone: 941-729-7400

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

10617 31ST AVENUE E, Palmetto, FL, 34221

$625,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $500,000 $500,000 $500,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.209% 6.168% 5.609%
Monthly Tax Payment $289 $289 $289
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,839 $2,995 $4,052
Total Monthly Payment $3,220 $3,376 $4,433

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.