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600 MICHIGAN ESTATES CIRCLE, St. Cloud, FL, 34769 | $539,000
Seller motivated & will contribute $10, 000 toward buyer closing costs! Welcome to this meticulously maintained 5 bedroom, 3 bathroom with private pool oasis with fenced in yard & solar in St. Cloud Florida. Conveniently located - walking distance to the elementary school, a hop & skip to shopping, restaurants, and easy access to the turnpike and hwy 192 to get to amusement parks and beaches with ease. When walking in the front door you are greeted by the beautiful open entryway with the formal dining room off to your left, grand stair case to your right, and open hall leading you to the gorgeous kitchen, living room, down stairs bedroom, bathroom, and more. This home boasts a wealth of updates, upgrades, and space! Step into the gourmet kitchen featuring elegant granite counter tops, updated stainless steel appliances with the refrigerator and dishwasher being replaced in 2023, Paid Off Solar panels (electric bills average $50 to $100 per month), lots of storage and cabinetry ensuring modern convenience for all your culinary adventures. The home has a newer water filtration system installed in 2022 adding the benefit of softer cleaner water in your home. Experience the ultimate relaxation and Florida fun with your private salt filtered pool and spa, recently updated with a new salt cell installed in 2024, variable pool pump & controller updated in 2022, pool resurfaced in 2021, plus the pool heater and motor replaced in 2018. Staying cool and comfortable inside the home the air conditioning units were replaced - down stairs unit in 2018 & upstairs unit in 2019. When you are upstairs the space and comfort continues with a large loft / bonus area, off which is the laundry room. You'll also enjoy the primary bedroom & bathroom upstairs, plus 3 remaining bedrooms and third full bathroom. To top it all off, this home is equipped with solar panels, offering energy efficiency and cost savings. Don't miss this opportunity to make this exquisite property your own and enjoy the perfect blend of luxury, comfort, and style - this true gem - in the heart of the sunshine state. ** Some photos virtually staged ** Seller allowance for roof replacement!!
Features
- Rooms: 9
- Bedrooms: 5
- Baths: 3 full
- Lot Size: 63 x 120
- Laundry: Laundry Room, Upper Level
- Year Built: 2007
- Garage: 2-car Garage Door Opener
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 3,203
- Acreage: 0.17
- Lot Size: 63 x 120
- Est. Taxes: $6,396
- HOA Fee: $175 Quarterly
- Lot Desc: Sidewalk
- View: Pool
- Elem. School: Michigan Avenue Elem (K 5)
- Middle School: St. Cloud Middle (6-8)
- High School: St. Cloud High School
- Pool: Gunite, In Ground, Salt Water
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Microwave, Range, Refrigerator
- MLS#: G5103838
- Days on Market: 45 days
- Website: https://www.raveis.com
/prop/G5103838/600michiganestatescircle_stcloud_fl?source=qrflyer
Listing courtesy of THE FLORIDA PROPERTY SHOP SALE Phone: 352-346-7857
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
600 MICHIGAN ESTATES CIRCLE, St. Cloud, FL, 34769
$539,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $431,200 | $431,200 | $431,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.292% | 5.609% |
| Monthly Tax Payment | $533 | $533 | $533 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,448 | $2,620 | $3,495 |
| Total Monthly Payment | $3,073 | $3,245 | $4,120 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388