|
Located in highly desirable Shore Acres, this beautifully maintained corner-lot pool home offers the Florida lifestyle buyers are searching for and it has never flooded. Major system updates provide peace of mind, including a new roof (2022), upgraded 3. 5-ton HVAC system (2021), natural gas heat, and natural gas hot water. The sprinkler system was completely redone in 2022, and the home was freshly painted in 2021 with updated exterior lighting to enhance curb appeal. The private backyard is fully enclosed with vinyl privacy fencing. It features a pool with a new pump (2024) and timer (2025), along with a covered patio overhang added in 2021 — perfect for entertaining or relaxing year-round. Interior improvements include new kitchen and bathroom windows (2021), plantation blinds (2021), upgraded fire-rated garage access door (2022), updated garage doors with a new sensor (2024), and thoughtful enhancements throughout. Two attic ladders were installed in the garage (2008 and 2009), adding convenient storage access. Situated on a spacious corner lot in one of Northeast St. Petersburg’s most sought-after neighborhoods, this home combines strong structural updates, natural gas efficiency, and outdoor enjoyment all in a prime Shore Acres location near downtown, parks, and waterfront access. Move-in ready and well cared for, this is a standout opportunity in Shore Acres.
With a little vision and creativity, this pool home could easily become your personal slice of paradise — a rare opportunity to own in a prime location and design it your way.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$511,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $409,520 | $409,520 | $409,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.609% |
| Monthly Tax Payment | $258 | $258 | $258 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,325 | $2,453 | $3,319 |
| Total Monthly Payment | $2,675 | $2,803 | $3,669 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.