35145 GARBER LANE, #Lot 167, Zephyrhills, FL, 33541 | $104,000

Welcome to this inviting 1991 Park Model located in the desirable American Condominium Parks community in Zephyrhills. This well-maintained home features 2 bedrooms and 1 bathroom, offering a comfortable and efficient layout perfect for year-round living or a seasonal getaway. You’ll love the brand new luxury vinyl flooring that flows throughout most of the home, giving it a fresh and modern feel. The aluminum windows provide durability and energy efficiency, while the air conditioner motor was replaced just 2 years ago, ensuring reliable comfort during Florida’s warm seasons. Enjoy the added convenience of laundry hookups inside the unit, a feature rarely found in park models. Nestled within a friendly 55+ community, residents of American Condominium Parks enjoy well-maintained amenities, social activities, and a great location close to shopping, dining, and medical facilities in Zephyrhills. This move-in-ready home is waiting for you—schedule your private showing today!American Condominium Park is an RV Condominium, 55+ gated community with heated pool, clubhouse, exercise room, sauna, hot tub, tennis/pickleball courts, horse shoe pits, shuffleboard, and many more amenities. A friendly active community with dances, dinners, and entertainment. Perfect for full time affordable living and cost effective for snow birds. No rent as you own the land. Reasonable monthly fee that maintains the common elements and amenities for your use. Call now!

Features

  • Amenities: Clubhouse, Fence Restrictions, Fitness Center, Gated, Laundry, Park, Pickleball Court(s), Pool, Recreation Facilities, Sauna, Shuffleboard Court, Spa/Hot Tub, Tennis Court(s), Vehicle Restrictions, Wheelchair Access
  • Rooms: 8
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 38.09 x 65 x 54.22
  • Laundry: Electric Dryer Hookup, Inside, Washer Hookup
  • Style: Other
  • Year Built: 1991
  • Garage: 1-car Common, Covered, Driveway, Golf Cart Parking, Ground Level, Guest
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 678
  • Acreage: 0.07
  • Lot Size: 38.09 x 65 x 54.22
  • Est. Taxes: $1,503
  • HOA Fee: $130 Monthly
  • Lot Desc: Cleared, In County, Level
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK, Number Limit, Size Limit, Yes
  • Appliances: Electric Water Heater, Exhaust Fan, Microwave, Range, Range Hood
  • MLS#: TB8443813
  • Days on Market: 63 days
  • Website: https://www.raveis.com
    /prop/TB8443813/35145garberlane_zephyrhills_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 1/12/2026 10:33:39 AM)
Listing courtesy of COLDWELL BANKER AQUATERRA REALTY   Phone: 813-780-7500

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Customer Service

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

35145 GARBER LANE, #Lot 167, Zephyrhills, FL, 33541

$104,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $83,200 $83,200 $83,200
Term 360 months 360 months 180 months
Initial Interest Rate** 5.500% 5.990% 5.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.285% 6.132% 5.415%
Monthly Tax Payment $125 $125 $125
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $472 $498 $663
Total Monthly Payment $672 $698 $863

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.