|
3391 MANGROVE DRIVE, Hernando Beach, FL, 34607 | $499,900
Gulf Coast Boater’s Paradise – Direct Gulf Access, Fully Remodeled 3-Bedroom Home in Hernando Beach
Experience the ultimate Florida boating lifestyle in this beautifully remodeled 3-bedroom, 2-bath Gulf Coast fishing home located in the highly sought-after Direct Gulf Access section of Hernando Beach. Enjoy 50 feet of saltwater canal frontage leading straight to the Gulf of Mexico with no fixed bridges—ideal for sailboats, family boaters, and serious anglers alike. Watch dolphins and manatees glide by your backyard while you cast for redfish, snook, and snapper right from your private dock.
This open-concept coastal retreat was fully updated in 2025 and offers modern finishes throughout:
* Gourmet kitchen with stainless steel appliances, quartz countertops, and white shaker cabinets
* Italian porcelain tile flooring throughout for easy coastal living
* Updated bathrooms with Quartz countertop vanities, contemporary fixtures and finishes
* AZEK floating dock for your boat or kayaks
* Paver driveway and rear patio for low-maintenance outdoor enjoyment
* Metal roof, 60-gallon hot water heater, and NUVO water softener
* 1-Gig WOW fiber internet, upgradable to 5-Gig, perfect for remote work or streaming after a day on the water
* Hurricane Impact Windows and Doors
* Assumable NFIP flood insurance
This no-HOA coastal community is one of the most desirable boating neighborhoods on Florida’s Nature Coast. Here, you’ll find the freedom to use your property as a short-term rental, store your boat or trailer onsite, or add privacy fencing up to 8 feet high.
Hernando Beach is a hidden Gulf Coast gem known for its vibrant fishing and boating culture, friendly marinas, seafood restaurants, and tiki bars. The direct-access canals are true saltwater, rising and falling with the tides, and the Gulf is just minutes away. Enjoy world-class fishing, kayaking, paddleboarding, or a quick trip to the Weeki Wachee River and Springs, just five minutes from home.
Despite its secluded coastal charm, Hernando Beach is less than 10 minutes from shopping, dining, and medical facilities, and only an hour from Tampa International Airport and 90 minutes from Disney World.
Whether you’re looking for a boater’s retreat, a vacation rental investment, or a year-round waterfront home, this property perfectly blends modern comfort with Gulf Coast adventure.
Come live where every day feels like a vacation – welcome to Hernando Beach!
Features
- Rooms: 3
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 50 x 100
- Laundry: Laundry Room
- Year Built: 1976
- Heating: Central, Electric
- Cooling: Central Air
- Approx Sq. Feet: 1,561
- Acreage: 0.11
- Lot Size: 50 x 100
- Est. Taxes: $1,787
- View: Water
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: W7880388
- Days on Market: 109 days
- Website: https://www.raveis.com
/prop/W7880388/3391mangrovedrive_hernandobeach_fl?source=qrflyer
Listing courtesy of GULF COAST FISHING HOMES RLTY Phone: 813-394-4356
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3391 MANGROVE DRIVE, Hernando Beach, FL, 34607
$499,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,920 | $399,920 | $399,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.161% | 6.120% | 5.541% |
| Monthly Tax Payment | $149 | $149 | $149 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,239 | $2,395 | $3,215 |
| Total Monthly Payment | $2,463 | $2,619 | $3,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388