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Nestled at the end of a quiet cul-de-sac in the White Hills, this 2. 3 acre scenic property offers the perfect blend of comfort and serenity. Kick back and enjoy the beautiful ridge view of the Oxford countryside. This unique property abuts the Shelton Land Conservation Trust property that contains the Poet Path section of the Paugussett Trail. Head north on this trail to enjoy vistas of the Housatonic River and Lake Zoar. The front of the house has an open porch, which faces west. Enter thru the front door and be greeted by the rose tile foyer. From here, go left to enjoy the afternoon sun through the large window in the inviting living room, or go straight down the hallway to the remodeled kitchen, which boasts custom cherry cabinets, subway tile, induction cooktop, convection oven, and microwave drawer. If you can draw yourself away from the view of the Oxford Countryside from the dining room, go through the kitchen and step down into the cozy family room, which has built-in shelves, a glass door wood stove insert that can heat the whole house, and a slider to the screened porch. Step out of this porch and onto the multilevel deck to behold the view of the beautiful yard and countryside. Walk down the deck stairs and onto the patio to unwind in the hot tub under the deck. There is a greenhouse with a sink attached to the home, a fenced garden with running water, a detached storage hut with electricity and multiple walking paths for you to enjoy. Utilities: - Electric: 200 amp service - Heating: 3 zone baseboard heat from Oil furnace. 4th zone for 50 gallon tank water heater. - Cooling: Central air conditioning, whole house fan, and 2 automatic gable fans. - Septic system and city water. - Security: Night Owl system with 6 cameras, onsite video storage, and remote notification of motion detection. - Internet ready: Frontier fiber and Linksys Wi-Fi. Repairs/Maintenance: - Front deck: Stained in September of 2025. - Septic tank: Pumped in August of 2025. - Hot tub: Cover replaced in August of 2025. - Rear deck: Decking and railing replaced and stained in July of 2025. - Porch: Inside stained and outside painted in July of 2025. - Driveway: Lower section replaced and curtain drain installed in August of 2022. Upper section replaced in September of 2012. - Chimney: Crown replaced and upper rows of bricks repointed in August of 2023. - Washing machine: Replaced in January of 2023. - Roof: Replaced in October of 2020. - Kitchen: Remodeled in December of 2018. - Furnace: Serviced annually since home was purchased in 2010
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Family Room | Laminate Floor | Main |
| Kitchen | Vinyl Floor | Main |
| Living Room | Hardwood Floor | Main |
| Primary Bedroom | Hardwood Floor | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $447,920 | $447,920 | $447,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.521% | 6.304% | 5.648% |
| Monthly Tax Payment | $461 | $461 | $461 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,614 | $2,722 | $3,630 |
| Total Monthly Payment | $3,167 | $3,275 | $4,183 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.