7524 WHITCOMB, Englewood, FL, 34223 | $1,399,995

Welcome to your true boat-to-beach sanctuary on Manasota Key. Thoughtfully built in 2022 to FEMA flood standards, this coastal haven offers both comfort and confidence. Hurricane-impact windows and sliding glass doors are installed throughout, and the property is pre-wired for a whole-house generator to provide peace of mind in any season.

Deeded Gulf access means you’re always moments from the sand, and your private dock—overlooking some of the best fishing on the Key—includes your owned boat slip and lift, making every day a boating day.

Inside, premium finishes and thoughtful coastal design create a warm, welcoming elegance. Hands-free faucets and a custom epoxy “beachscape” island top make the kitchen a true showpiece. The primary suite features an oversized custom shower designed for relaxation and comfort. The lower level includes a full bedroom and bathroom with mini-split air systems—ideal for guests or multigenerational living. A pre-built elevator shaft provides future flexibility if desired.

Step outside to a heated pool/spa with wrap-around seating, perfect for unwinding after a day on the water. Then head up to the rooftop observation deck for breathtaking 360° views of Lemon Bay and the Gulf of Mexico—sunrise to sunset.

Insurance remains attractively low at approximately $3, 000 annually, which is rare for a coastal home of this caliber. And with a location just 0. 2 miles (a short stroll) to the restaurant circle and daily beach yoga, this home delivers the ultimate combination of luxury, lifestyle, and walkability on Manasota Key.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full
  • Lot Size: 112 x 85
  • Laundry: Laundry Closet
  • Year Built: 2022
  • Garage: 2-car Garage Door Opener
  • Heating: Electric
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 1,560
  • Acreage: 0.22
  • Lot Size: 112 x 85
  • Est. Taxes: $11,488
  • Lot Desc: Flood Insurance Required, FloodZone, Street Dead-End
  • View: Water
  • Elem. School: Englewood Elementary
  • Middle School: L.A. Ainger Middle
  • High School: Lemon Bay High
  • Pool: Heated, In Ground
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Freezer, Refrigerator, Tankless Water Heater, Washer, Water Softener
  • MLS#: N6141230
  • Days on Market: 138 days
  • Website: https://www.raveis.com
    /eprop/N6141230/7524whitcomb_englewood_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/30/2026 5:34:04 PM)
Listing courtesy of EXP REALTY LLC   Phone: 888-883-8509

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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7524 WHITCOMB, Englewood, FL, 34223

$1,399,995

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,119,996 $1,119,996 $1,119,996
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.289% 6.373% 6.203%
Monthly Tax Payment $957 $957 $957
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $6,625 $6,896 $9,451
Total Monthly Payment $7,707 $7,978 $10,533

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.