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Lovely 3 bedroom 2 bath home with a 1 car garage on a . 38 acre lot. To the right of the garage there is an 11 x 20 attached storage room that could possibly fit a small car. New Roof in 2019. Open floor plan. Spacious living room and a generously sized dining area. A separate Florida room overlooks the large rear yard. New wood vinyl plank floors throughout, except for the baths. The beautiful kitchen was remodeled in 2020, the countertops are granite and there is room for a small table and chairs. The HVAC was replaced in 2013. The $145/year HOA fee includes weekly trash and yard trash pick up. As an owner in this community, you have access to a private park and 2 lakes. The stocked lake allows for fishing (catch and release). This home is located just minutes from Walmart, Publix, Aldi, Winn-Dixie, Walgreens, Dollar stores, eateries, post office, parks, churches, etc. Easy access to major roads. For a low fee you can also purchase a membership to the Silver Springs Shores Community Center, which includes basketball courts, pickleball courts, a pool, and tennis courts. Activities at the community center and youth center include karaoke, water aerobics and game nights. Conveniently located near schools and is only a short walk to Lake Weir High School. The seller says there is a bike trail that runs along the side of Oak Rd that goes on for miles.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $148,000 | $148,000 | $148,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.322% | 6.280% | 5.628% |
| Monthly Tax Payment | $289 | $289 | $289 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $852 | $899 | $1,199 |
| Total Monthly Payment | $1,216 | $1,263 | $1,563 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.