511 BOCA CIEGA POINT BOULEVARD N, St. Petersburg, FL, 33708 | $520,000

Add your own finishing touches. Seller is providing a buyer credit to complete the unit as you like. Welcome to 511 Boca Ciega Point #511, a rare waterfront villa in one of St. Petersburg’s most desirable gated, 55+ boating communities. With approximately 40 feet of private water frontage and direct Intracoastal Waterway access, this property offers the best of Florida coastal living — from morning coffee with dolphins in view to sunset cruises right from your backyard dock.
Inside, the home has already undergone major updates and is ready for your finishing touches. You’ll find open-concept living spaces, abundant natural light, and water views from the main living areas. Whether you’re envisioning a modern coastal retreat or classic Florida charm, this is your blank canvas to make it your own.
Step outside to your private patio overlooking the canal — perfect for relaxing, entertaining, or adding your personal touches like an outdoor kitchen or firepit. The community itself is known for its active social calendar, heated pool, clubhouse, fitness center, tennis courts, and deep-water canals with easy access to Boca Ciega Bay and the Gulf of Mexico.
Located just minutes from Madeira Beach, Treasure Island, and downtown St. Pete, you’ll enjoy the perfect blend of peace and proximity.
Very low assumable rate at 3%

Features

  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Year Built: 1973
  • Garage: 1-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,600
  • Est. Taxes: $5,390
  • HOA Fee: $639 Monthly
  • Adult Communities: Yes
  • Pet Policy: Yes
  • Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range
  • MLS#: TB8443739
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/TB8443739/511bocaciegapointboulevardn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/11/2025 8:32:10 AM)
Listing courtesy of VREELAND REAL ESTATE LLC   Phone: 904-347-7690

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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511 BOCA CIEGA POINT BOULEVARD N, St. Petersburg, FL, 33708

$520,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $416,000 $416,000 $416,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.583% 6.533% 5.764%
Monthly Tax Payment $449 $449 $449
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,461 $2,595 $3,397
Total Monthly Payment $3,002 $3,136 $3,938

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.