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Presented by
The Jay and Carol Kelly Team |
For the first time ever, this custom-built, one level modern coastal home in the desirable Bethune Beach community of New Smyrna Beach is available—just two short blocks to the beach walkover and directly across from the Intracoastal Waterway, sitting proudly on a high-elevation lot. Designed by its owners, a naval architect/engineer and an artist, in collaboration with local architect Ian Ratliff, this 2016 masterpiece embodies harmony between modern architecture and the surrounding natural landscape. Built to Miami-Dade hurricane standards, the all-block residence features a heavy-duty aluminum roof, hurricane-rated windows and doors, and an elevated, maintenance-free design. The 3BR/2BA interior showcases Brazilian Rosewood floors, 8’ solid oak doors, stainless steel hardware, soaring ceilings, custom hickory cabinetry, quartz counters, marble and ceramic tile baths, clerestory windows, and custom wood blinds, lighting and drapes. The spacious open-concept kitchen, dining, and living area features LED lighting, a tongue-and-groove ceiling, quartz counters, GE profile appliances, induction cooktop, under-cabinet lighting, and dual sliders opening to a covered lanai for seamless indoor-outdoor living. The primary suite includes direct access to the backyard hot tub and shower, a custom walk-in closet, and a luxurious marble bath with a floating vanity, quartz counters, and Kohler fixtures. Guest bedrooms offer private access to the enclosed outdoor shower, sauna, or garden, one room featuring a Murphy bed, hidden in a large closet, which can double as an office or art space. The oversized garage accommodates up to 3 vehicles with a lift (available), epoxy flooring, 200-amp service, custom steel cabinetry, a work sink, and a dual-fuel generator with a propane hookup. Off the garage, double doors open to a workbench work area with a retractable lit awning. Outdoor living shines with multiple decks and paver areas, a covered lanai with built-in grill and granite counter, Trex decking, gas firepit with custom seating, programmable lighting and irrigation, and a heavy-duty pressure treated fencing with aluminum powder coated posts. This professionally landscaped yard was chosen for the 2025 Garden Club Tour. The home also includes a new 2-stage RUUD AC with advanced filtration, SimpliSafe and Ring security systems, and drawings by Ian Ratliff for a potential second-story expansion. A rare, impeccably crafted, turn-key home that reflects thoughtful design, artistry, and engineering—perfectly blending modern comfort with the relaxed beauty of coastal living. Being sold with most furniture available with exception of a short ‘Does Not Convey’ list). SEE FEATURES LIST. ALL INFORMATION IS ASSUMED ACCURATE BUT NOT GUARANTEED. ALL MEASUREMENTS ARE APPROXIMATE. BUYERS AND THEIR AGENTS SHALL VERIFY ANY INFORMATION DEEMED IMPORTANT TO THEM.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,150,000
Sales Associates
William Raveis Real Estate
Phone: 860.550.0295
TheKellyTeam@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.625.5780
Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $920,000 | $920,000 | $920,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.477% | 6.223% | 6.078% |
| Monthly Tax Payment | $651 | $651 | $651 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,369 | $5,590 | $7,701 |
| Total Monthly Payment | $6,145 | $6,366 | $8,477 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.