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**REALIZE a HUGE $$$ BENEFIT w/a 2026 HOMESTEAD EXEMPTION! You'd SAVE ~ $150/MON (up to $1, 800/yr! - or MORE w/PORTABILITY TRANSFER) on your MORTGAGE w/2026 EXEMPTION = YOU MUST OWN the HOME ON JAN 1st to be ELIGIBLE! YOU HAVE TIME to CLOSE by DEC 31st if YOU ACT TODAY!! **BIG TICKET ITEMS DONE** Roof 2022; HVAC 2025; Electric Panel 2025; Water Heater 2022; Exterior/Interior Freshly Painted; Pressure Washed, Deep Cleaned, Flooring Steam Cleaned! A Manageably Sized 660 sf Home is PERFECT for Retirees, 1st Time Home Buyers, Anyone Seeking a 'Winter Escape' = Come on Down to Fla to Frolic in the Sun!! It’s an IDEAL Investment Property! Home is Constructed with Concrete Block Exterior Walls & Offers PLENTY of Room to Build onto the Back if Desired! The Home’s Placement on the Lot Allows Convenient Expansion to Build on; Create 3+ Bedrooms, 2+ Bathrooms + Tandem 2 Car Garage… if You're Looking to Capture Upside Potential (. 17 Acre Lot)! Embrace an Affordable, Financially Manageable Single-Family Home to Enjoy a Comfortable Housing Budget, w/Disposable Income for Needs/Wants! Travel More!! Relax More, Enjoy Life More!! You Won’t Be House-Poor w/Affordable Investment Purchases! The 330sf Corrugated Aluminum Carport Roof is Pitched High (Desirable Feature for a Roof) & Runs Deep – Leaving Space for a (7. 5’ x 10’) Storage Shed for Outside Tools + Extra Storage! The Backyard is Securely Fenced in w/ 4’ Chain-link Fence, Gates on Both Sides for Entry/Exit! Enter Thru the Front Door, into a 'Great Room' Concept, or, Enter Via a Side Door, Under the Cover of a Carport –into an Open-Ended Galley Kitchen! Convenient for Groceries/Shopping – a Few Steps to Drop Your Bags on the Counter! Kitchen Features Stainless Steel Range, Vent Hood, & Refrigerator, 2-Bowl Stainless Sink – w/a Kitchen Sink Window! The Kitchen Serves as a Laundry Area too – Enjoy a Full-Size Washer/Dryer (Included w/Purchase!). Great Room is Spacious Enough for a Comfortable Living & Dining Area! 2 Bedrooms Flank a Full Bath, Featuring a Tub w/ Shower, Single Vanity, & Toilet, w/ Convenient Storage Shelves! Window in Bath Provides Ventilation! Primary Bedroom Offers Full-Size Closet! Improve Storage Capacity in Both Closets w/a Built in Cabinet & x2 Hanging Rods = Easily & Affordably. Ceiling Fans w/ Lights + Plenty of Windows Throughout, Bring in Natural Light (All Windows w/Mini-Blinds)! Newer Driftwood Grey Laminate Flooring Throughout Creates a Spacious/Modern & Consistent Aesthetic! Utility Closet Entered from Carport, Houses NEW Water Heater, NEW Electric Panel, & Extra Shelving for Storage! Long Driveway Allows 3+ Vehicles, + Street Parking is Allowed! Can’t Argue the Affordability Factor This Home Offers!! Need a BEACH Day or Grandkids in Town? A 20-min Ride to SunWest Park is SO Worth It!! A County Managed 70-Acre Spring Fed Lake w/ Unparalleled White Sandy Beaches as Frequently as You'd Like w/a Super Affordable $30/yr Pass! Enjoy SUPs/Kayaks, Obstacle Course, Wakeboarding, etc. Great Location in Spring Hill, w/Friendly Neighbors! All Lifestyle Amenities, Entertainment, Medical Care, & Airports Conveniently Nearby! *CLICK 3D VIRTUAL TOUR LINK to EXPERIENCE an IMMERSIVE 3D TOUR Thru INTERIOR of HOME*
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$159,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $127,200 | $127,200 | $127,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.571% | 6.533% | 5.668% |
| Monthly Tax Payment | $155 | $155 | $155 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $752 | $794 | $1,031 |
| Total Monthly Payment | $982 | $1,024 | $1,261 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.