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NOTE. . . . Pool lifted during cleaning and is in need of repair. . . Charming Pool Home in St. Augustine Shores! Welcome to this beautifully maintained 3-bedroom, 2-bath concrete block home located in the highly desirable St. Augustine Shores community. This home offers the perfect blend of comfort, convenience, and coastal living. Step inside to a bright open-concept layout featuring tile floors throughout the main living areas. The updated kitchen, dining, and living room flow seamlessly together, highlighted by a stunning accent wall that adds warmth and character. Enjoy outdoor living at its best with a large screened-in back porch overlooking the spacious backyard and pool (pool needs repair)— perfect for relaxing or entertaining guests. Additional updates include a new roof (2020), new electrical panel, a 1-year-old washing machine, and a 3-year-old stove, offering peace of mind and modern comfort. NOTE. . . . Pool lifted during cleaning and is in need of repair. . . Located just 10 minutes from St. Augustine Beach, historic downtown, and local shopping, this home is ideally situated for easy access to all the area has to offer. The Shores community features fantastic amenities including a clubhouse, community pool, golf course, fishing dock, and safe, tree-lined streets perfect for walking or biking. Enjoy the refreshing coastal breeze from the nearby Intracoastal Waterway and make this St. Augustine gem your next home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.371% | 6.292% | 5.628% |
| Monthly Tax Payment | $321 | $321 | $321 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,844 | $1,920 | $2,561 |
| Total Monthly Payment | $2,240 | $2,316 | $2,957 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.