Amazing deal on a massive two-family house located on a generous 4. 10 acre lot with a pond! Situated on a bucolic country road, this two-family house offers a mother/daughter layout in the desirable Minisink school district. The house was built in 1991 and offers five bedrooms and four full bathrooms with a total of 3, 426sf split between two levels. There is also a bonus guest suite located off the two-car garage. The house is in move-in condition but can use some cosmetic updates. It is priced accordingly, well below the full market value. The upper-level apartment features three bedrooms and two full bathrooms. The chef’s kitchen offers granite countertops, stainless-steel appliances, tons of cabinet space, and a breakfast bar with extra storage. The dining area has a laundry closet and features a slider door leading out to a serene sunroom overlooking the yard and pond. The sunroom has two doors; one leads to a small porch and the other leads down to a deck which in turn leads to the main back deck. The living room is very spacious and can accommodate large furniture. All three bedrooms are good-sized, and the primary bedroom offers a walk-in closet and fully tiled bathroom with a walk-in shower. This level has duct work in place for central air but will need a new compressor. The lower-level features another very large kitchen, a living room, two spacious bedrooms, and a home office. The full bathroom has a bathtub. There is a bonus family room that leads out to the back deck. On the side of the house is a two-car garage which has a door to a separate guest suite. The guest area has a few rooms, a full bathroom, and a storage room. With over 4 acres, the grounds offer so much potential! Fencing has been set up to split the yards into four distinct areas. An open side yard with a mix of trees, two cleared back yards, and a wooded side yard. Outdoor enthusiasts will love the options for gardening space, adding a greenhouse, play area, or even horses (the town would allow up to three horses). Behind the fence is a small pond and a wooded area. Located in the beautiful hamlet of New Hampton, you’ll be tucked away from the hustle & bustle but close enough to quickly get to shops and restaurants. Route 6, I-84, and Route 284 are all just a few minutes away, making commuting to NYC, New Jersey, or Pennsylvania a breeze. Galleria at Crystal Run and all the shopping that Middletown has to offer is just 20 minutes away and Matamoras is about 25 minutes away. Local attractions include Minisink Memorial Park, Shannen Park, Laurel Hill Preserve, and Green Ridge Golf Club. This is a great investment and is priced to sell, come see it today!
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NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.375% | 5.500% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.357% | 6.533% | 5.794% |
| Monthly Tax Payment | $873 | $873 | $873 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,361 | $2,490 | $3,262 |
| Total Monthly Payment | $3,309 | $3,438 | $4,210 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.