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Presented by
James Hudgens |
Clearwater - On Top of The World - This 1100 sq ft 2 bedroom, 2 bath second-floor center unit is conveniently located near the East Community Center at the end of a quiet street near the Duke Energy Trail. Florida living at its finest! Enter to the spacious and open living room/dining room combo with luxury vinyl flooring, neutral colors, and plenty of natural light. The kitchen is light and bright with white cabinets, white appliances, and tile flooring. The Florida room has a wall of windows to let in the natural light. The master bedroom has an x-large triple closet, luxury vinyl flooring, and a private bathroom complete with a vanity and a walk-in shower. The window can be replaced with French Doors to allow easy access to the family room. The second bedroom has a large closet and luxury vinyl flooring, with the guest bath right down the hall. Updates include windows and fresh paint. Assigned parking space in front of the building. This 55+ community has two activity centers and two private golf courses with 9 and 18 holes, free exclusively for resident owners. The HOA also covers free internet and cable TV with Summit. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios and a woodshop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has snacks and take-n-bake meals. The OTOTW community has free bus service as well as additional transportation options available, including wheelchair service. A variety of medical resources are located nearby. Close to shopping, restaurants, and entertainment. Make your appointment today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$169,000
Sales Associate
William Raveis Real Estate
Phone: 203.982.3135
James.Hudgens@Raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.274.0501
Gerry.OBrian@raveis.com
NMLS Mortgage Loan Originator ID 223191
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $135,200 | $135,200 | $135,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $188 | $188 | $188 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $757 | $810 | $1,078 |
| Total Monthly Payment | $1,020 | $1,073 | $1,341 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.