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Inspired Waterfront Living on Lake Tarpon Discover this stunning 7, 682 SF estate which includes a full guest apartment on nearly one acre offering breathtaking views of the 2, 500-acre Lake Tarpon. Gated for privacy, it features a private dock with 10, 000-lb boat lift for sunset cruises, fishing, or kayaking, all with no HOA fees or flood insurance required. Nestled in the prestigious Palm Harbor University school zone, this move-in-ready haven combines serene lakefront allure with sophisticated luxury for discerning buyers. Over $400K invested in a "backyard nirvana" by acclaimed designer Ryan Hughes creates an unparalleled outdoor oasis: resort-style pool with ledge loungers, glistening tiled infinity-edge spa, sunken fire lounge, charming pergola, cozy moon daybed for stargazing, and dramatic custom lighting blending light, water, and fire across travertine decking amid stately grandfather oaks and vibrant tropical landscaping. The extensive covered lanai seamlessly connects to indoor spaces, ideal for gatherings, while the open floor plan greets with immediate lake views through walls of glass in the expansive family room, accented by a fireplace and decorative tray ceiling.
Inside, the chef's kitchen shines with quartzite island and granite countertops, custom cabinetry, Wolf commercial gas range, SubZero appliances, double ovens, walk-in pantry, and casual dining. The main-level owner's retreat boasts a beamed vaulted ceiling, serene lake views, dual closets, and spa bath with jetted tub and shower. Lower-level entertainment includes a bonus room with full wet bar, home theater, home gym, extra storage, three bedrooms, two baths, new tile, 2nd laundry room and lots of storage—plus a separate in-law suite with full kitchen, living/dining, and laundry. Recent updates feature a brand-new roof (2025), five AC units replaced since 2019, 3 tankless water heaters, whole-home water softener/filtration, fresh paint, extended driveway, Generator, dedicated podcast room, and tech-savvy amenities like WiFi 6, Sonos audio, Mohen AI leak detection, integrated security, and smart locks. Accessed via gated cobblestone entry to a spacious motor court and Trex-decked porch, this unmatched property redefines waterfront sophistication.
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Our Executive Mortgage Banker:
Our Insurance Division:
$2,994,400
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $2,395,520 | $2,395,520 | $2,395,520 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.440% | 6.110% | 5.952% |
| Monthly Tax Payment | $2,474 | $2,474 | $2,474 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $13,790 | $14,362 | $19,893 |
| Total Monthly Payment | $16,389 | $16,961 | $22,492 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.