|
Located in the heart of Johns Island, Hampton Mill offers a charming, low-density neighborhood with classic Charleston character -- rear-entry garages, welcoming front porches, and a streetscape that feels intentional and anything but cookie cutter. For buyers seeking newer construction with personality, this thoughtfully designed 4-bedroom, 2. 5-bath home stands out in a market with limited comparable options. Built in 2020, the home features an open, light-filled layout with tall ceilings, craftsman trim, and rich wood floors throughout the main living areas. The modern kitchen is a true focal point, offering white cabinetry, quartz countertops, a large shiplapped island, stainless steel appliances, a gas range, and timeless tile backsplash -- designed for both everyday living andentertaining. One of the home's most desirable features is the primary suite on the main level, a layout that is increasingly hard to find. The spacious suite includes a walk-in closet and a well-appointed bath with double vanity and a floor-to-ceiling tiled shower. Upstairs, a generous loft provides flexible space for a home office, media room, or additional living area, along with three secondary bedrooms and a full bath. Outside, a covered porch overlooks a fenced, wooded backyard, offering privacy and a peaceful outdoor retreat. The detached rear-entry garage and extended driveway add both function and charm while preserving Hampton Mill's traditional Charleston neighborhood aesthetic. This home is ideal for buyers who prioritize interior space, a primary-down layout, modern finishes, and neighborhood character over large amenity packages. Conveniently located just minutes from downtown Charleston, Kiawah's Beachwalker Park, and Johns Island dining and shopping, it offers a balanced blend of charm, comfort, and Lowcountry living. A new Johns Island Recreation & Aquatic Centerincluding an indoor poolis planned nearby, bringing fantastic new amenities to the area soon. Experience the best of Johns Island - stylish, serene, and full of Lowcountry charm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
$614,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $491,200 | $491,200 | $491,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.258% | 6.304% | 5.628% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,828 | $2,985 | $3,981 |
| Total Monthly Payment | $2,920 | $3,077 | $4,073 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.