340 1ST STREET N, #D, St. Petersburg, FL, 33701 | $750,000

Downtown St Pete is now your playground! Discover the epitome of urban living in this charming 3-bedroom, 2. 5-bathroom duplex condo nestled in the vibrant heart of St. Petersburg. Conveniently located just a block from Beach Drive, this home spans 1, 786 square feet, offering a perfect blend of modernity and comfort with a personable touch.

As you enter, you'll be greeted by stunning hardwood floors that lead into a chic granite kitchen, complete with stainless steel appliances—perfect for the savvy chef. The thoughtful layout includes dual primary suites on both the main and upper levels, both with their own private balcony, ensuring a personal retreat for everyone. The upper level primary is oversized with en suite bath and TWO walk in closets!

Stay comfortable year-round with central heating and air conditioning. The convenience of a full-size washer and dryer in the unit makes laundry day a breeze. The building also features an elevator and attached garage for added convenience.

Imagine unwinding in your private balcony, or on the large shared raised courtyard with downtown city views, perfect for a morning coffee or evening relaxation with your pet. With the elegance of hardwood floors throughout main living areas, tile in kitchen in baths, and soft carpet in the bedrooms, every corner of this home exudes style.

Situated just a block from Beach Drive, you're steps away from the best that St. Pete has to offer—boutiques, eateries, the iconic Vinoy Hotel, and lively events at St. Pete Pier. Embrace the vibrant downtown lifestyle where every day offers new adventures just outside your door.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 1
  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: SPANISH PALMS CONDO
  • Year Built: 2004
  • Common Charge: $965 Monthly
  • Approx Sq. Feet: 1,786
  • Acreage: 0.5
  • Est. Taxes: $3,688
  • View: City, Garden
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer
  • MLS#: TB8443652
  • Days on Market: 6 days
  • Website: https://www.raveis.com
    /prop/TB8443652/3401ststreetn_stpetersburg_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 3/15/2026 2:03:33 AM)
Listing courtesy of Compass Florida LLC   Phone: 727-339-7902

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

340 1ST STREET N, #D, St. Petersburg, FL, 33701

$750,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $600,000 $600,000 $600,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.250% 5.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.357% 6.419% 5.668%
Monthly Tax Payment $307 $307 $307
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $3,549 $3,694 $4,863
Total Monthly Payment $3,948 $4,093 $5,262

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.