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Near the tip of an island, among an enclave of luxury homes, this bayfront estate offers the rare combination of enduring architectural beauty and the easy rhythm of coastal living. Just a short walk brings you to deeded access to the white sands and gentle surf of the Gulf, while at home, the dock extends into calm waters where dolphins play and sunsets shimmer across the bay. Mornings begin with coffee on the dock, the sound of water lapping below and the flash of silver as fish break the surface. In the afternoon, a walk along the beach gives way to golden skies and the sun’s slow descent beyond the Gulf. Evenings invite a stroll to dinner at the nearby Carlouel beach and yacht club, where island living feels both intimate and elevated. Built in an era when grace, character, and quality were expected, this home has been thoughtfully restored to preserve its timeless soul while embracing the comfort of modern life. The result is a beautiful blend of casual sophistication and classic refinement—a home that feels equally suited for quiet reflection or grand entertaining. Gracious square footage offers space and privacy for family and guests alike. Entry is through a courtyard framed in limestone, leading into a grand living room with gleaming wood floors and expansive palladian windows that showcase breathtaking water views. It’s a room designed not just for living, but for gathering—an invitation to celebrate every moment with style and ease. The dining room shares the same gracious proportions, filled with light and views that make even everyday meals feel like an occasion. Every great home has a kitchen that serves as its heart, and this one does not disappoint. A chef’s showplace, it looks as if it were designed for a magazine spread, yet it’s warm and welcoming. The adjoining spaces encourage laughter and conversation, with a large bar for watching the chef at work, a comfortable breakfast nook, and a cozy gathering room anchored by a fireplace. The primary suite is located on the ground floor, where mornings begin with serene bayfront views and soft light filtering through palms. The ground floor also includes a private office and small library, creating quiet nooks for work or reflection—each with a connection to the water and the rhythm of island life. Upstairs, flexibility meets charm. Whether for family or guests, the space offers three generous bedrooms and a second family room with stunning water views—a perfect place for games, movies, or simply watching the bay change colors with the sky. Thoughtful details abound, from abundant storage to inviting alcoves that make every corner feel special. From its iconic Palm Beach inspired architecture to its graceful restoration, this bayfront home captures the art of living beautifully by the water. Elegant yet relaxed, private yet connected, it is a home where every day feels like a chapter in a timeless coastal story.
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$6,290,000
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $5,032,000 | $5,032,000 | $5,032,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.875% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.154% | 6.007% | 5.932% |
| Monthly Tax Payment | $2,506 | $2,506 | $2,506 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $28,571 | $29,766 | $41,786 |
| Total Monthly Payment | $31,202 | $32,397 | $44,417 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.