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New Construction – TRU Homes “Cedar” Model – To Be Built, Completion by January 2026 Coming soon to High Shoals Road, this brand-new 3 bedroom, 2 bathroom TRU Homes Cedar (Origin Series) model will be built on 1. 6 acres with a permanent concrete footing foundation and brick skirting, providing long-term durability and strong curb appeal. The home offers 1, 475 sq. ft. of living space, including an open kitchen with island, dining area, and spacious living room. The layout features a primary suite with private bath and walk-in closet, two additional bedrooms, a second full bathroom, and a large den perfect for an office, playroom, or second living area. Home will include central heat and air, city water, septic, and gravel parking. Located walking distance to Broadway Lake, this property offers peaceful country living with convenient access to boating, fishing, kayaking, and outdoor recreation. Situated in the Walton County School District and FHA eligible once completed. Photos are renderings. Actual home may vary
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Our Executive Mortgage Banker:
$215,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $172,000 | $172,000 | $172,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.285% | 6.280% | 5.541% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $977 | $1,045 | $1,383 |
| Total Monthly Payment | $1,052 | $1,120 | $1,458 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.