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One or more photo(s) has been virtually staged. Under Construction. This lovely home is being built by Spire Homes on a one acre wooded home site in the equestrian community of Pine Ridge. This home offers an amazing floor plan including a three way split bedroom plan allowing for privacy, three full baths, a spacious double door flex/office room and a three car garage! This home features 2, 667 square feet of beauty and elegance, starting with a lovely foyer statement entry, a massive great room, and a 12x14 den or flex room. The gourmet kitchen showcases beautiful wood cabinetry with soft close drawers, quartz countertops, and subway backsplash. The master en-suite is amazing and has a free-standing tub, a large shower and dual sinks with quartz countertop. The beauty and quality of the eight-foot doors throughout, 5. 25" baseboards and Lifetime Warranty LVP flooring in the main rooms, dual pane Low-E windows and so much more runs throughout this home! You won’t want to miss out on this wonderful home in the premier location of Pine Ridge. Pine Ridge is the largest equestrian community in Citrus County, and the Community Center has tennis and pickleball courts and other activities for your enjoyment. The close proximity to new shopping, dining, health care including the renowned Tampa General Hospital facilities, and access to the Suncoast Parkway is not only wonderful but it makes the drive to Tampa seamless. The quaint towns of Crystal River and Homosassa are a short drive away, and both are fantastic for water and outdoor enthusiasts. You will enjoy fishing, kayaking, boating, manatee watching and outdoor waterside dining at many venues. For biking enthusiasts, the Withlacoochee State Trail has 47 miles of paved rail-trails. Don’t miss this prime opportunity to own this spacious new home on an a one-acre homesite with a full builder warranty and a HOA Fee of only $95. 00 a year! Florida lifestyle living at its finest.
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Our Executive Mortgage Banker:
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$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $476,000 | $476,000 | $476,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 5.990% | 5.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.197% | 6.156% | 5.541% |
| Monthly Tax Payment | $38 | $38 | $38 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,703 | $2,851 | $3,826 |
| Total Monthly Payment | $2,833 | $2,981 | $3,956 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.