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SPECTACULAR WATERFRONT HOME IN PGI W/QUICK SAIL ACCESS - Located in the original sailboat section of Punta Gorda Isles, this exceptional 3 BED/3 BATH + OFFICE, waterfront home combines modern Florida design w/superior Towles Construction craftsmanship. The property boasts 80ft of seawall with a 45ft concrete dock & 16, 000lb lift. Enjoy direct, deep water, sailboat access to Charlotte Harbor where you can reach open water in minutes from your backyard. Inside, 2, 655 sq ft of elegant living space showcases high tray ceilings, luxury vinyl flooring throughout, & a split-bedroom layout designed for privacy. Sliding glass doors open from the great room to the lanai extending the living space outside, filling the home w/ natural light & offering up wonderful canal views. The kitchen is the heart of the home w/stainless steel appliances, built-in double oven w/air fryer, 36" induction cook top, soft-close cabinetry w/pull-outs, granite counters, & a wraparound island w/breakfast bar seating that is ideal for entertaining. The adjacent dining area features a mitered bay window for an unobstructed pool & canal view. The interior laundry room features a 6-ft pantry for additional kitchen storage. Master suite offers private access to the lanai, two large walk-in closets, & a spa-inspired bath w/split vanities & a dual-entry, tiled shower w/two rainfall heads. Split bedroom layout boasts large guest rooms. One guest room features walk-out access to the lanai & an en-suite bath that doubles as a pool bath. A large office is located off the foyer adding functional flexibility for working from home. The office could also be used as a craft/hobby room, home gym or even a 4th bedroom, if needed. With almost every room in the home opening to the lanai, outdoor living takes center stage. The brick paver lanai features a clear view pool cage surrounding an in-ground, heated, saltwater pool. The large seating area is anchored by a summer kitchen. The covered area of the lanai is protected by electric, roll-down Kevlar hurricane screens for peace of mind. A Bullfrog hot tub is perched at the corner of the lanai overlooking the wide canal. Step beyond the screen enclosure to your 45ft concrete dock w/16, 000 lb lift where you can keep your boat docked at your backdoor. Dock has kayak rollers for easy launches. Superior craftsmanship is evident in the wood-look luxury vinyl flooring, the solid core doors w/contemporary handles, the dimmable LED lighting & the modern ceiling fans. Other amenities include whole-house water softener, impact-resistant doors & windows, Manabloc plumbing system, in-ground sprinklers, wired security cameras & increased energy efficiency thanks to foam insulation throughout attic (including over lanai & garage). The oversized 3-car garage offers abundant storage for vehicles & gear. The curb appeal of the home is enhanced by tropical landscaping & a circular paver driveway. Enjoy the active Punta Gorda lifestyle where miles of sidewalks connect you to Ponce Park, Fishermen’s Village, the Harborwalk, & historic downtown. While there's no HOA, the Punta Gorda Isles Civic Association (PGICA) offers access to a wide range of social clubs, boating groups, & community activities. The only requirement to joining is ownership or residency in Punta Gorda Isles. Here, every day feels like a vacation. Bring your boat, your flip-flops, & your love of the water: start living your Punta Gorda dream today.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,220,000 | $1,220,000 | $1,220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.000% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.440% | 6.133% | 6.058% |
| Monthly Tax Payment | $1,486 | $1,486 | $1,486 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,023 | $7,315 | $10,213 |
| Total Monthly Payment | $8,634 | $8,926 | $11,824 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.