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28286 S TWIN LAKES DRIVE, Punta Gorda, FL, 33955 | $229,000
Welcome to 28286 S Twin Lakes Drive in beautiful Punta Gorda, Florida — a home that perfectly blends comfort, freedom, and opportunity. Whether you’re a first-time homebuyer, retiree, investor, or seasonal snowbird looking for your Florida getaway, this 2-bedroom, 2-bath home offers incredible value and convenience in one of Southwest Florida’s most desirable areas. Enjoy 894 square feet of inviting living space on a quiet, treed lot, this property has no HOA fees and no deed restrictions, giving you the flexibility to make it truly your own. Inside, the open-concept living and dining area provides a welcoming flow, while outside, the fenced backyard creates a peaceful retreat — ideal for enjoying morning coffee, entertaining friends, or unwinding beneath the Florida sky. The one-car garage and low-maintenance design make this home both practical and affordable, appealing to anyone seeking an easy-care Florida lifestyle. Located just off U. S. 41 and minutes from I-75, this Punta Gorda home offers quick access to downtown Punta Gorda (under 15 minutes) where you’ll find charming waterfront restaurants, boutique shopping, live entertainment, and a popular farmers market. Fort Myers is only 30 minutes away, and both Punta Gorda Airport (PGD) and Southwest Florida International Airport (RSW) are within easy reach — perfect for weekend travelers or welcoming seasonal guests. When you’re ready for the beach, world-renowned Gulf Coast destinations like Fort Myers Beach, Englewood Beach, and Boca Grande are only 45 to 60 minutes away, offering soft white sand, stunning sunsets, and endless relaxation. Everyday essentials are just minutes from your door, including grocery stores, local dining, medical centers, and major retailers, giving you the perfect balance of privacy and convenience. 28286 S Twin Lakes Drive is more than a property — it’s a lifestyle opportunity. Enjoy affordable homeownership in a thriving Florida market where you can live year-round, invest with confidence, or escape to your personal winter retreat. Experience the warmth, beauty, and laid-back charm of Punta Gorda living — where comfort meets coastal adventure.
Features
- Rooms: 3
- Bedrooms: 2
- Baths: 2 full
- Laundry: In Garage
- Year Built: 1990
- Garage: 1-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 894
- Acreage: 0.17
- Est. Taxes: $3,525
- Appliances: Dishwasher, Microwave, Range, Refrigerator
- MLS#: C7516897
- Days on Market: 85 days
- Website: https://www.raveis.com
/prop/C7516897/28286stwinlakesdrive_puntagorda_fl?source=qrflyer
Listing courtesy of Broker Office Not Found Phone: 239-471-8575
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
28286 S TWIN LAKES DRIVE, Punta Gorda, FL, 33955
$229,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $183,200 | $183,200 | $183,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 5.990% | 5.125% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.137% | 6.132% | 5.396% |
| Monthly Tax Payment | $294 | $294 | $294 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,026 | $1,097 | $1,461 |
| Total Monthly Payment | $1,395 | $1,466 | $1,830 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388